20 Thomes St, Norwalk, CT 06853 Property Records

Norwalk City property record for 20 Thomes St, Norwalk, CT 06853

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 1965
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Nov 2018)
Tax Bill	$13,565 (2026)
Deeds & Mortgages	Apr 2020 Refinance Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:6 B:32A L:22`

Property Details

APN / Parcel Number

Primary APN	`D:6 B:32A L:22`
Alternative APNs	`NORW M:6 B:32A L:22` `NWLK M:6 B:32A L:22` `27898`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,440 sqft
Basement Area	720 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	27898
Street Address	20 THOMES ST
City	NORWALK
State	CT
Zip	06853-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	32A
Legal Lot Number	22
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2000
Census Tract	44600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rowayton Depot Historic District listed 2019 · 127 contributing resources · NRIS 15000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Thomes St is owned and occupied by two individuals who bought it in November 2018.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 THOMES ST, NORWALK, CT 06853-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAP
Mar 10, 2017	Trustee's Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Jul 30, 1998 · Amount on File
Deed Book / Page	8768 / 167
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	20 THOMES ST, NORWALK, CT 06853-1027
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008992-294
Date	Apr 23, 2020
Book Page	8992/294

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Nov 30, 2018
Property Address	20 THOMES ST, NORWALK, CT 06853-1027
Document Number	8768-167
Book / Page	008768 / 000167
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 THOMES ST NORWALK CT 068531027, NORWALK, CT 06853-1027

Mortgage

Document Number	8768-170
Date	Nov 30, 2018
Book Page	008768/000170

Lender

Name	WATERMARK CAP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

March 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	NORWALK CT
Recording Date	Mar 10, 2017
Property Address	20 THOMES ST, NORWALK, CT 06853-1027
Document Number	8496-168
Book / Page	008496 / 000168
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 20 Thomes St was $13,565, up 2.6% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,565.00 (+2.63%)	$590,240 (-) Land $338,490 Building $251,750	$1,585,847 (+283.83%)
2025	$13,217.00	$590,240 Land $338,490 Building $251,750	$413,168 Land $236,943 Building $176,225
2024	$13,217.00 (+26.29%)
2023	$10,466.00 (+4.32%)	$437,470 (-) Land $247,600 Building $189,870
2022	$10,033.00	$437,470 Land $247,600 Building $189,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Thomes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Thomes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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