20 Thomas St, Reader, WV 26167 Property Records

Wetzel County property record for 20 Thomas St, Reader, WV 26167 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,478 sqft Living Area
Lot Size	7,013 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$94,000 (2021)
Tax Bill	$638.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-28-0030.0000`
Alternative APN	`52-05-28-0030.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,478 sqft Living Area
1st Floor	821 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Lot Area	7,013 sqft (0.16 acres)
Depth X Width	100 ft x 70 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Well Water Source

Location & Zoning

Street Address	20 THOMAS ST
City	READER
State	WV
Zip	26167-8501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 11 & PT LOT 10 READER
Legal Lot Number	10,11
Jurisdiction	WETZEL WV
Minor Civil Division	1
Census Blockgroup	1
Census Block	1042
Census Tract	30500

Owner

Source: Wetzel County records · APN 05-28-0030.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 THOMAS ST, READER, WV 26167-8501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Doc Number	0000487870
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETZEL WV
Property Address	20 THOMAS ST, READER, WV 26167-8501
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000439/780
Date	Sep 24, 2021
Book Page	439/780
Instrument	316826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wetzel County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wetzel County
Unified School District	Wetzel County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (+9.25%)	$55,620 (+8.8%) Land $4,800 Building $50,820	$92,700 (+8.8%) Land $8,000 Building $84,700
2023	$584.00	$51,120 Land $4,500 Building $46,620	$85,200 Land $7,500 Building $77,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wetzel County (54103C), updated May 6, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.