20 Thomas St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 20 Thomas St, Chicopee, MA 01013 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 1910
Lot Size	0.156 acres (6,782 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Dec 2022)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-00019`

Property Details

APN / Parcel Number

Primary APN	`500-00019`
Alternative APN	`CHIC M:0500 P:00019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	4,879 sqft
1st Floor Area	1,140 sqft
Attic	Attic
Attic Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,782 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	500-00019
Street Address	20 THOMAS ST
City	CHICOPEE
State	MA
Zip	01013-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3004
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records · APN 500-00019

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 THOMAS ST, CHICOPEE, MA 01013-2176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK
Dec 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Jun 18, 2020	Quit Claim Deed, Transfer · FHA Mortgage SHAMROCK HM LNS
Sep 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	202275896
Deed Book / Page	24860 / 79
Transfer Doc	19903-508
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jul 31, 2026
Property Address	20 THOMAS ST, CHICOPEE, MA 01013-2176
Document Number	0000036202
Book / Page	26443 / 424
Instrument Date	Jul 27, 2026
Instrument	202636202
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 THOMAS ST, CHICOPEE, MA 01013-2176
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036202,
Date	Jul 31, 2026
Book Page	26443/424
Instrument	202636202

Lender

Name	KEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 29, 2022
Property Address	20 THOMAS ST, CHICOPEE, MA 01013-2176
Document Number	0024860-79
Book / Page	24860 / 79
Instrument Date	Dec 29, 2022
Instrument	75896
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	53 HORACE ST, SPRINGFIELD, MA 01108-1210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075897
Date	Dec 29, 2022
Instrument	75897

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 18, 2020
Property Address	20 THOMAS ST, CHICOPEE, MA 01013-2176
Document Number	23268-285
Book / Page	023268 / 000285
Instrument Date	Jun 11, 2020
Instrument	31954
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 THOMAS ST CHICOPEE MA 010132176, CHICOPEE, MA 01013-2176

Mortgage

Document Number	23268-288
Date	Jun 18, 2020
Book Page	023268/000288
Instrument	31955

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 17, 2019
Property Address	20 THOMAS ST, CHICOPEE, MA 01013-2176
Document Number	22856-291
Book / Page	022856 / 000291
Instrument Date	Sep 17, 2019
Instrument	53309
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$255.75
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20-22 THOMAS ST CHICOPEE MA 010132176, CHICOPEE, MA 01013-2176

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,219.00 (+5.53%)	$278,300 (+2.73%) Land $85,000 Building $193,300	$375,345
2024	$3,998.00 (+6.7%)	$270,900 (+9.54%) Land $83,400 Building $187,500
2023	$3,747.00	$247,300 Land $75,800 Building $171,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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