Essex County and Lawrence City property record for 20 Thomas Rd, Lawrence, MA 01843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 1970 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual on Record |
| Last Sale | $400,000 (Oct 2021) |
| Tax Bill | $4,555 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 154 0000 0058 A |
| Primary APN | 154 0000 0058 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 3,372 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 154 0000 0058 A |
|---|---|
| Street Address | 20 THOMAS RD |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 58 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 251800 |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 20 THOMAS RD, LAWRENCE, MA 01843-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK |
| Oct 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST BOSTON SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 202134294 |
| Deed Book / Page | 17183 / 141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 20 THOMAS RD, LAWRENCE, MA 01843-3227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017606-15 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 17606/15 |
| Instrument | 24968 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Oct 15, 2021 |
| Property Address | 20 THOMAS RD, LAWRENCE, MA 01843-3227 |
| Document Number | 17183-141 |
| Book / Page | 17183 / 141 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 34294 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 THOMAS RD, LAWRENCE, MA 01843-3227 |
| Document Number | 34295 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 34295 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,555.00 (+6.72%) | $517,600 (+12.18%) Land $187,000 Building $330,600 | $549,195 |
| 2024 | $4,268.00 (-4.75%) | $461,400 (+4.63%) Land $157,800 Building $303,600 | |
| 2023 | $4,481.00 | $441,000 Land $157,800 Building $283,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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