20 Thomas Ave, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 20 Thomas Ave, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 2001
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2025)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:47 L:0327`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:47 L:0327`
Alternative APN	`470327`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	470327
Street Address	20 THOMAS AVE
City	PAWTUCKET
State	RI
Zip	02860-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	327
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1016
Census Tract	15000

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 THOMAS AVE, PAWTUCKET, RI 02860-2526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage NAVY FCU
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK
Oct 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Apr 1, 2002 · Amount on Record
Deed Document Number	202523
Deed Book / Page	5257 / 97
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	20 THOMAS AVE, PAWTUCKET, RI 02860-2526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005257-100
Date	Oct 17, 2025
Book Page	5257/100
Instrument	24

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	20 THOMAS AVE, PAWTUCKET, RI 02860-2526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004703-77
Date	Jun 14, 2021
Book Page	4703/77
Instrument	69

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Oct 17, 2025
Property Address	20 THOMAS AVE, PAWTUCKET, RI 02860-2526
Document Number	0005257-97
Book / Page	5257 / 97
Instrument Date	Oct 17, 2025
Instrument	23
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 THOMAS AVE, PAWTUCKET, RI 02860-2526

Mortgage

Document Number	0000000024
Date	Oct 17, 2025
Instrument	24

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	20 THOMAS AVE, PAWTUCKET, RI 02860-2526
Document Number	4364-327
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 THOMAS AVE PAWTUCKET RI 028602526, PAWTUCKET, RI 02860-2526

Mortgage

Document Number	4364-327
Date	May 3, 2019
Book Page	004364/000327
Instrument	3

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2034

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (+8.5%)	$319,500 (+39.76%) Land $127,400 Building $192,100	$391,673
2023	$3,872.00 (+2.16%)	$228,600 (-) Land $69,400 Building $159,200
2022	$3,790.00	$228,600 Land $69,400 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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