20 Thomas Ave, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 20 Thomas Ave, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2019
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Oct 2020)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2018 Sale
APN	`412089 216.56-1-27`

Property Details

APN / Parcel Number

Primary APN	`412089 216.56-1-27`
Alternative APNs	`208921605600010270000000` `5 J01276`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	160 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	5 J01276
Street Address	20 THOMAS AVE
City	BALLSTON SPA
State	NY
Zip	12020-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	SARATOGA NY
Township / Civil Division	BALLSTON
Census Block Group	2
Census Block	2014
Census Tract	61701

Owner

Source: Saratoga County and Ballston Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 THOMAS AVE, BALLSTON SPA, NY 12020-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Dec 11, 2018	Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202030134
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Oct 30, 2020
Property Address	20 THOMAS AVE, BALLSTON SPA, NY 12020-2757
Document Number	0000030134
Instrument Date	Oct 26, 2020
Instrument	2020030134
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	AMERICAN LAND TITLE AFFILIAT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9F KEEPSAKE LN, HALFMOON, NY 12065-4646

Mortgage

Document Number	0000030135
Date	Oct 30, 2020
Instrument	2020030135

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 11, 2018
Property Address	20 THOMAS AVE, BALLSTON SPA, NY 12020-2757
Document Number	0000036515
Instrument Date	Dec 10, 2018
Instrument	36515
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 ALDRICH RD BALLSTON SPA NY 12020, BALLSTON SPA, NY 12020

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Ballston Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,377.00	$201,000 (-) Land $35,200 Building $165,800	$316,585 (+11.04%) Land $55,442 Building $261,143
2023		$201,000 Land $35,200 Building $165,800	$285,106 Land $49,929 Building $235,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURNT HILLS-BALLSTON LK WD serves 10,000 people · EPA ID NY4505658
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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