20 Thistle Dr, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 20 Thistle Dr, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,833 sqft · built 2001
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$6,470 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Apr 2019 Line of Credit
APN414089 229.7-1-10

Property Details

APN / Parcel Number

Primary APN414089 229.7-1-10
Alternative APN
  • 408922900700010100000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,833 sqft Living Area
1st Floor Area947 sqft
2nd Floor Area886 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Width63 ft Width
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area385 sqft
PorchSlab
Porch Area503 sqft
Patio Area1,000 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 THISTLE DR
CityMALTA
StateNY
Zip12020-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: N
Legal Block1
Legal Lot Number10.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group3
Census Block3007
Census Tract61905

Owner

20 Thistle Dr is owned and occupied by two individuals.

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 THISTLE DR, BALLSTON SPA, NY 12020-6326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FEDERAL CREDIT UNION
Apr 22, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address20 THISTLE DR, MALTA, NY 12020-6326
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006798
DateMar 9, 2023
Instrument2023006798
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueApr 1, 2028
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address20 THISTLE DR, MALTA, NY 12020-6326
Document Number0000012004
Instrument DateApr 22, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 THISTLE DR MALTA NY 120206326, MALTA, NY 12020-6326

Mortgage

Document Number0000012004
DateMay 3, 2019
Instrument12004
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 2, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Thistle Dr was $6,470 with a homeowner's exemption.

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,470.00$458,000 Land $80,000 Building $378,000$458,000 Land $80,000 Building $378,000
2023$404,000 Land $80,000 Building $324,000$404,000 Land $80,000 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Thistle Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Thistle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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