20 Thatcher Brook Ln, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 20 Thatcher Brook Ln, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,504 sqft · built 1996
Lot Size0.82 acres (35,719 sqft)
Owner2 Individual Names on Record
Tax Bill$8,749 (2025)
Deeds & MortgagesAug 2019 Refinance
Dec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNBIDD M:85 L:83

Property Details

APN / Parcel Number

Primary APNBIDD M:85 L:83

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area2,504 sqft Living Area
Gross Area5,396 sqft
1st Floor Area1,284 sqft
AtticAttic
Attic Area932 sqft
Basement Area932 sqft
Unfinished Basement932 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,719 sqft (0.82 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address20 THATCHER BROOK LN
CityBIDDEFORD
StateME
Zip04005-9378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionTHATCHER BROOK ESTS
Legal Lot Number83
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group2
Census Block2008
Census Tract25100

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BIDDEFORD SAVINGS BANK
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address20 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180190387
DateAug 14, 2019
Book Page18019/387
Instrument2019032821
Lender
NameBIDDEFORD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address20 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184820320
DateDec 10, 2020
Book Page18482/320
Instrument2020063629
Lender
NameBIDDEFORD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term313 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,749.00 (+14.38%)$585,600 (+8.87%) Land $191,400 Building $394,200
2024$7,649.00 (+9.04%)$537,900 (+0.6%) Land $191,400 Building $346,500
2023$7,015.00 (+0.3%)$534,700 (+25.46%) Land $188,200 Building $346,500
2022$6,994.00$426,200 Land $108,700 Building $317,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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