Staunton City property record for 20 Terry St, Staunton, VA 24401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,212 sqft · built 1938 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,185 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 |
| Primary APN | 38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 450 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| Garage Area | 200 sqft |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 TERRY ST |
|---|---|
| City | STAUNTON |
| State | VA |
| Zip | 24401-2561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 |
| Legal Subdivision | HARPERS LAND |
| Legal Lot Number | 6 |
| Jurisdiction | STAUNTON CITY VA |
| Township / Civil Division | STAUNTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 500 |
Source: Staunton City records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 TERRY ST, STAUNTON, VA 24401-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA |
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 20 TERRY ST, STAUNTON, VA 24401-2561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 TERRY ST, STAUNTON, VA 24401-2561 |
| Document Number | 0220002937 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 220002937 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | STAUNTON, VA 24401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 20 TERRY ST, STAUNTON, VA 24401-2561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220001442 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 220001442 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, WV 25313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAUNTON CITY VA |
| Property Address | 20 TERRY ST, STAUNTON, VA 24401-2561 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 20 TERRY ST, STAUNTON, VA 24401-2561 |
| Document Number | 210003799 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 210003799 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | STAUNTON, VA 24401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Staunton City assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Staunton City |
| Unified School District | Staunton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,185.00 (+22.48%) | $240,140 (+19.76%) Land $55,540 Building $184,600 | $240,140 (+19.76%) Land $55,540 Building $184,600 |
| 2023 | $1,784.00 | $200,520 Land $47,620 Building $152,900 | $200,520 Land $47,620 Building $152,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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