Phelps County property record for 20 Terry Ln, Saint James, MO 65559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1972 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $481 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03063.00 |
| Primary APN | 03063.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 169 ft deep x 106 ft wide |
| Garage Type | Attached |
| Heating System | Gravity Furnace |
|---|
| Account Number | 03063.00 |
|---|---|
| Street Address | 20 TERRY LN |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BELLA VISTA SEC 25 TWP 38 N RNG 7 W |
| Legal Range | 07W |
| Legal Township | 38N |
| Legal Section | 25 |
| Legal Lot Number | 20 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | DILLON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 890200 |
Source: Phelps County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 18371 COUNTY ROAD 1210, SAINT JAMES, MO 65559-8577 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | St. James City |
| Unified School District | St. James R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,850 (-) Land $2,310 Building $7,540 | ||
| 2025 | $481.00 | $9,850 (+14.94%) Land $2,310 Building $7,540 | $51,840 (+15%) Land $12,150 Building $39,690 |
| 2024 | $481.00 (+14.8%) | ||
| 2023 | $419.00 (-0.48%) | $8,570 Land $1,710 Building $6,860 | $45,080 Land $9,000 Building $36,080 |
| 2022 | $421.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES PWS serves 3,935 people · EPA ID MO3010712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: FireServe.
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