20 Terrace Rd, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 20 Terrace Rd, Wethersfield, CT 06109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,296 sqft · built 1964
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Tax Bill$10,845 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWETH M:151 B:025

Property Details

APN / Parcel Number

Primary APNWETH M:151 B:025
Alternative APN
  • 151025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area3,552 sqft
Basement Area1,296 sqft
Unfinished Basement696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number151025
Street Address20 TERRACE RD
CityWETHERSFIELD
StateCT
Zip06109-3244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Block25
JurisdictionWETHERSFIELD CT
Township / Civil DivisionWETHERSFIELD
Census Block Group1
Census Block1026
Census Tract492500

Owner

20 Terrace Rd is owned and occupied by two individuals.

Source: Wethersfield Town records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address20 TERRACE RD, WETHERSFIELD, CT 06109-3244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address20 TERRACE RD, WETHERSFIELD, CT 06109-3244
Document Number2100-638
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyUNKNOWN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 TERRACE RD WETHERSFIELD CT 061093244, WETHERSFIELD, CT 06109-3244

Mortgage

Document Number2100-638
DateFeb 28, 2020
Book Page002100/000638
Instrument610
Lender
NameKEYBANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueFeb 27, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 20 Terrace Rd was $10,845.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWethersfield Town
Unified School DistrictWethersfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,845.00$263,110 Land $97,550 Building $165,560$184,177 Land $68,285 Building $115,892
2024$10,845.00 (+48.72%)
2023$7,292.00 (+1.7%)$174,540 (-) Land $74,230 Building $100,310
2022$7,170.00$174,540 Land $74,230 Building $100,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Terrace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Terrace Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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