20 Terrace Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 20 Terrace Rd, Wayne, NJ 07470 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Split Level
Year Built	Built 1956
Square Footage	2,088 sqft Living Area
Lot Size	15,987 sqft (0.367 acres)
Occupancy	Owner Occupied
Last Sale	$755,100 (2022)
Tax Bill	$15,139.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-02202-0000-00017`
Alternative APNs	`1400480X00008` `140220200017`

Interior

Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level Style
Lot Area	15,987 sqft (0.367 acres)

Location & Zoning

Old Parcel Number	1400480X00008
Street Address	20 TERRACE RD
City	WAYNE
State	NJ
Zip	07470-3430
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	ROSE GARDENS
Legal Block	2202
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Minor Civil Division	WAYNE
Census Blockgroup	4
Census Block	4022
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records · APN 14-02202-0000-00017

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 TERRACE RD, WAYNE, NJ 07470-3430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Doc Number	202240044
Deed Book / Page	4369 / 178
Prior Transfer Date	Dec 13, 1996
Prior Transfer Doc	0148000181
Record Refreshed	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 11, 2022
Property Address	20 TERRACE RD, WAYNE, NJ 07470-3430
Document Number	0000040044
Book / Page	D4369 / 178
Instrument Date	Jul 26, 2022
Instrument	2022040044
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,644.25
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 CAMBRIDGE DR, 350, BUTLER, NJ 07405-3236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TERRACE RD, WAYNE, NJ 07470-3430

Mortgage

Document Number	0000040045
Date	Aug 11, 2022
Book Page	M18133/78
Instrument	2022040045

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,400 (-) Land $122,000 Building $130,400	$252,400 (-) Land $122,000 Building $130,400
2025	$15,139.00 (+0.88%)	$252,400 (-) Land $122,000 Building $130,400	$252,400 (-) Land $122,000 Building $130,400
2024	$15,007.00 (+5.16%)
2023		$252,400 Land $122,000 Building $130,400	$252,400 Land $122,000 Building $130,400
2022	$14,270.00