20 Tea Tree Ct, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 20 Tea Tree Ct, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,380 sqft · built 1974
Lot Size	0.543 acres (23,667 sqft)
Owner	2 Company Names on Record
Last Sale	$4,450,000 (Mar 2023)
Tax Bill	$57,847 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-373-060`

Property Details

APN / Parcel Number

Primary APN	`028-373-060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,380 sqft Living Area
1st Floor Area	1,270 sqft
2nd Floor Area	2,110 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	23,667 sqft (0.543 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 TEA TREE CT
City	HILLSBOROUGH
State	CA
Zip	94010-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10025
Legal Description	LOT 7 SKYFARM UNIT 2 RSM 74/36 38
Legal Subdivision	SKYFARM UNIT 2
Legal Lot Number	7
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4016
Census Tract	605600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 TEA TREE CT, HILLSBOROUGH, CA 94010-6353
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Nov 26, 2019	Grant Deed, Transfer CHAO JULIE C LIVING TRUST (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202310886
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 13, 2023
Property Address	20 TEA TREE CT, HILLSBOROUGH, CA 94010-6353
Document Number	0000010886
Map Reference	MB 74 PG 36
Instrument Date	Feb 23, 2023
Instrument	2023-010886
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,895.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20 TEA TREE CT, HILLSBOROUGH, CA 94010-6353

Mortgage

Document Number	0000010887
Date	Mar 13, 2023
Instrument	2023-010887

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.95%
Index	Other
Margin	3
Max Rate	9.95%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 TEA TREE CT, HILLSBOROUGH, CA 94010-6353
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021016
Date	Feb 9, 2021
Instrument	2021-021016

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 26, 2019
Property Address	20 TEA TREE CT, HILLSBOROUGH, CA 94010-6353
Document Number	0000099991
Instrument Date	Nov 22, 2019
Instrument	99991
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,685.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 TEA TREE CT HILLSBOROUGH CA 940106353, HILLSBOROUGH, CA 94010-6353

Mortgage

Document Number	99992
Date	Nov 26, 2019
Instrument	99992

Lender

Name	CHAO JULIE C LIVING TRUST (LT)
Address	1025 LANCASTER RD, HILLSBOROUGH, CA 94010-7071

Agreement

Amount	Amount Recorded

Mortgage

Document Number	99993,
Date	Nov 26, 2019
Instrument	99993

Lender

Name	DERRICK CHAO
Address	1025 LANCASTER RD, HILLSBOROUGH, CA 94010-7071
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,722,375 (+2%) Land $3,512,598 Building $1,209,777
2025	$57,847.00 (+27.96%)	$4,629,780 (+31.47%) Land $3,443,724 Building $1,186,056
2023	$45,207.00 (+4.23%) Homeowner's exemption	$3,521,447 Land $2,627,946 Building $893,501	$3,867,930
2022	$43,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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