20 Tavano Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 20 Tavano Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1967
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2018)
Tax Bill	$21,965 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`554289 90.10-3-25`

Property Details

APN / Parcel Number

Primary APN	`554289 90.10-3-25`
Alternative APN	`55428900107B019 016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Unfinished Basement	576 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	20 TAVANO RD
City	OSSINING
State	NY
Zip	10562-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SOMERSTOWN ESTATES
Legal Block	3
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2002
Census Tract	13700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Robinwood Historic District listed 2019 · 23 contributing resources · NRIS 100003632

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Tavano Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 TAVANO RD, OSSINING, NY 10562-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 8, 2019	Loan Modification, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 7, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Deed Document Number	2018582063276
Prior Transfer Date	May 20, 2016
Prior Transfer Doc	0561403652
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	20 TAVANO RD, OSSINING, NY 10562-3105
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TAVANO RD, OSSINING, NY 10562-3105

Mortgage

Document Number	0620263677
Date	Jan 27, 2022
Instrument	620263677

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	20 TAVANO RD, OSSINING, NY 10562-3105
Document Number	0592973404
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	CLEARPOINT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 TAVANO RD OSSINING NY 105623105, OSSINING, NY 10562-3105

Mortgage

Document Number	0592973404
Date	Nov 1, 2019
Book Page	059297/003404

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	20 TAVANO RD, OSSINING, NY 10562-3105
Document Number	0592973412
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	CLEARPOINT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 TAVANO RD OSSINING NY 105623105, OSSINING, NY 10562-3105

Mortgage

Document Number	0592973412
Date	Nov 1, 2019
Book Page	059297/003412

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 7, 2018
Property Address	20 TAVANO RD, OSSINING, NY 10562-3105
Document Number	0582063276
Book / Page	058206 / 003276
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CONTINENTAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	66 MAIN ST #725 YONKERS NY 107018860, 725, YONKERS, NY 10701-8860

Mortgage

Document Number	582153530
Date	Aug 7, 2018
Book Page	058215/003530

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20 Tavano Rd was $21,965.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,965.00
2025		$817,200 (+11.56%) Land $364,400 Building $452,800	$817,200 (+11.56%) Land $364,400 Building $452,800
2024	Additional exemption filed	$732,500 (+6.9%) Land $228,100 Building $504,400	$732,500 (+6.9%) Land $228,100 Building $504,400
2023		$685,200 Land $228,100 Building $457,100	$685,200 Land $228,100 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Tavano Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Tavano Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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