20 Tappan Rd, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 20 Tappan Rd, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,965 sqft · built 1928
Lot Size	0.241 acres (10,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,210,000 (Jul 2022)
Tax Bill	$14,045 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:125 R:003 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:125 R:003 S`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,965 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,490 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	20 TAPPAN RD
City	WELLESLEY
State	MA
Zip	02482-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	2
Census Block	2001
Census Tract	404400

Owner

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 HILL TOP RD, WELLESLEY, MA 02482-4707
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK
Jul 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jun 14, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	202265579
Deed Book / Page	40703 / 229
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	20 TAPPAN RD, WELLESLEY, MA 02482-6908
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042554-546
Date	Jul 30, 2025
Book Page	42554/546
Instrument	51538

Lender

Name	NEEDHAM BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Jul 22, 2022
Property Address	20 TAPPAN RD, WELLESLEY, MA 02482-6908
Document Number	040703-229
Book / Page	40703 / 229
Instrument Date	Jul 22, 2022
Instrument	65579
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 TAPPAN RD, WELLESLEY, MA 02482-6908

Mortgage

Document Number	0000065580
Date	Jul 22, 2022
Instrument	65580

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Aug 1, 2029
Max Rate At Change	2.75%
Index	Other

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Jun 14, 2022
Property Address	20 TAPPAN RD, WELLESLEY, MA 02482-6908
Document Number	040609-497
Book / Page	40609 / 497
Instrument Date	Jun 14, 2022
Instrument	52369
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 2ND AVE, NEEDHAM, MA 02494-2833

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Apr 20, 2022
Property Address	20 TAPPAN RD, WELLESLEY, MA 02482-6908
Document Number	040477-290
Book / Page	40477 / 290
Instrument Date	Apr 7, 2022
Instrument	34479
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	809 CENTRAL AVE, NEEDHAM, MA 02492-2013

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	20 TAPPAN RD, WELLESLEY, MA 02482-6908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34865-452
Date	Jan 24, 2017
Book Page	34865/452
Instrument	6944

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,045.00 (+2.73%)	$1,381,000 (+3.83%) Land $1,182,000 Building $199,000	$1,592,387 (+4.77%)
2025	$13,672.00 (+2.77%)	$1,330,000 (+4.07%) Land $1,134,000 Building $196,000	$1,519,905 (+8.42%)
2024	$13,304.00 (+2.73%)	$1,278,000 (+13%) Land $1,089,000 Building $189,000	$1,401,820
2023	$12,950.00	$1,131,000 Land $972,000 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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