Middlesex County and Medford City property record for 20 Talbot St, Medford, MA 02155
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,540 sqft · built 1925 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $433,000 (Jan 2016) |
| Tax Bill | $6,144 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MEDF M:C-12 B:0050 |
| Primary APN | MEDF M:C-12 B:0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,519 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,200 sqft (0.096 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1102 |
|---|---|
| Street Address | 20 TALBOT ST |
| City | MEDFORD |
| State | MA |
| Zip | 02155-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Subdivision | LAWRENCE PARK |
| Legal Block | 50 |
| Jurisdiction | MEDFORD MA |
| Township / Civil Division | MEDFORD |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 340100 |
20 Talbot St is owned and occupied by two individuals who bought it in January 2016.
Source: Middlesex County and Medford City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 TALBOT ST, MEDFORD, MA 02155-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| May 26, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE |
| Jun 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2016 · Amount on File |
| Deed Sale | Jan 13, 2016 · Amount on File |
| Deed Book / Page | 66666 / 555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDFORD MA |
| Property Address | 20 TALBOT ST, MEDFORD, MA 02155-1241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085243-550 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 85243/550 |
| Instrument | 18155 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDFORD MA |
| Property Address | 20 TALBOT ST, MEDFORD, MA 02155-1241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081578-453 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 81578/453 |
| Instrument | 55102 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDFORD MA |
| Property Address | 20 TALBOT ST, MEDFORD, MA 02155-1241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74867-282 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 74867/282 |
| Instrument | 90859 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 20 Talbot St was $6,144, up 5.2% from the year before.
Source: Middlesex County and Medford City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Medford City |
| Unified School District | Medford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,144.00 (+5.17%) | $711,900 (+7.23%) Land $347,200 Building $364,700 | $714,783 |
| 2025 | $5,842.00 (+16.98%) | $663,900 (+13.25%) Land $330,700 Building $333,200 | |
| 2024 | $4,994.00 (+3.91%) | $586,200 (+5.51%) Land $314,900 Building $271,300 | $713,830 |
| 2023 | $4,806.00 | $555,600 Land $294,300 Building $261,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Talbot St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Talbot St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEDFORD WATER DEPT. (MWRA) serves 61,700 people · EPA ID MA3176000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 520 / 116 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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