Cuyahoga County property record for 20 Talbot Dr, Bedford, OH 44146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1949 |
| Lot Size | 0.21 acres (9,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (May 2022) |
| Tax Bill | $3,868 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 811-38-057 |
| Primary APN | 811-38-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 336 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 336 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,160 sqft (0.21 acres) |
| Lot Dimensions | 229 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 20 TALBOT DR |
|---|---|
| City | BEDFORD |
| State | OH |
| Zip | 44146-2862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 36 HOME AC 0227 ALL |
| Legal Subdivision | HOME ACRES ALLOTMENT |
| Legal Lot Number | 227 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 132100 |
20 Talbot Dr is owned and occupied by an individual who bought it in May 2022.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 TALBOT DR, BEDFORD, OH 44146-2862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 4, 2021 | Warranty Deed, Transfer AMERICA TITLE, AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Nov 4, 2021 · Amount on File |
| Deed Document Number | 202205050363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 5, 2022 |
| Property Address | 20 TALBOT DR, BEDFORD, OH 44146-2862 |
| Document Number | 0000000363 |
| Map Reference | VOL 81 PG 2 |
| Instrument Date | May 2, 2022 |
| Instrument | 202205050363 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICAN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 TALBOT DR, BEDFORD, OH 44146-2862 |
| Document Number | 0000000364 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 202205050364 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Number | 0000000365 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 202205050365 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | HARRISON, OH 45030 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Nov 4, 2021 |
| Property Address | 20 TALBOT DR, BEDFORD, OH 44146-2862 |
| Document Number | 0000000258 |
| Map Reference | VOL 81 PG 2 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 202111040258 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 20 Talbot Dr was $3,868 with a homeowner's exemption, up 9.1% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Bedford City |
| Unified School District | Bedford City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,868.00 (+9.11%) Homeowner's exemption | $49,880 (-) Land $8,860 Building $41,020 | |
| 2024 | $3,545.00 (+34.08%) Homeowner's exemption | $49,880 (+71.88%) Land $8,860 Building $41,020 | $142,500 Land $25,300 Building $117,200 |
| 2023 | $2,644.00 (+10.54%) Homeowner's exemption | $29,020 (-) Land $5,920 Building $23,100 | |
| 2022 | $2,392.00 | $29,020 Land $5,920 Building $23,100 | |
| 2021 | $82,900 Land $16,900 Building $66,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Talbot Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Talbot Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003 |
|---|---|
| Water Source | Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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