20 Table Bluff Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 20 Table Bluff Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,351 sqft · built 2015
Lot Size	0.132 acres (5,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2015)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Aug 2021 Refinance Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44CC-3A1-132`

Property Details

APN / Parcel Number

Primary APN	`44CC-3A1-132`
Alternative APN	`50907`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
Basement Area	1,545 sqft
Finished Basement	985 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,776 sqft (0.132 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	246 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	50907
Street Address	20 TABLE BLUFF DR
City	FREDERICKSBURG
State	VA
Zip	22406-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBC- REC BUSINESS
Legal Description	LOT 132 SEC 3A-1 5776 SF CELEBRATE VIRGINIA NORTH
Legal Subdivision	CELEBRATE VIRGINIA NORTH
Legal Lot Number	132
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2038
Census Tract	10307

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ORION LENDING
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2015 · Amount on Record
Deed Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	150020896
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	20 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210028399
Date	Aug 20, 2021
Instrument	210028399

Lender

Name	ORION LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	20 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210038005
Date	Nov 15, 2021
Instrument	210038005

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	20 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Document Number	190023352
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TABLE BLUFF DR FREDERICKSBURG VA 224065458, FREDERICKSBURG, VA 22406-5458

Mortgage

Document Number	190023352
Date	Dec 23, 2019
Instrument	23352

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+12.66%)	$556,800 (+13.66%) Land $130,000 Building $426,800	$556,800 (+13.66%) Land $130,000 Building $426,800
2023	$4,629.00 (+13.54%)	$489,900 Land $120,000 Building $369,900	$489,900 Land $120,000 Building $369,900
2021	$4,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

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