Gallatin County property record for 20 T Bone Way, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,362 sqft · built 2024 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,695,750 (May 2025) |
| Tax Bill | $8,900 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Jan 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGG58930 |
| Primary APN | 00RGG58930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,362 sqft Living Area |
| 1st Floor Area | 2,494 sqft |
| 2nd Floor Area | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,513 sqft (0.425 acres) |
| Garage Area | 1,190 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RGG58930 |
|---|---|
| Street Address | 20 T BONE WAY |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACK BULL SUB, S06, T02 S, R05 E, LOT 90, ACRES 0.425, PLAT J-469 |
| Legal Range | 05E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | BLACK BULL SUB PH 1 |
| Legal Lot Number | 90 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 502 |
20 T Bone Way is owned and occupied by two individuals who bought it in May 2025.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 T BONE WAY, BOZEMAN, MT 59718-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 19, 2024 | Warranty Deed, Transfer MONTANA TITLE AND ESCROW |
| Jun 28, 2021 | Warranty Deed, Transfer SECURITY TITLE COMPANY |
| Nov 6, 2020 | Warranty Deed, Transfer · Commercial Mortgage STOCKMAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on File |
| Deed Sale | May 23, 2025 · Amount on File |
| Prior Sale | May 24, 2024 · Amount on File |
| Deed Document Number | 20252851216 |
| Prior Transfer Date | May 22, 2024 |
| Prior Transfer Doc | 0002826451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | May 23, 2025 |
| Property Address | 20 T BONE WAY, BOZEMAN, MT 59718-9693 |
| Document Number | 0002851216 |
| Map Reference | PL J-469 |
| Instrument Date | May 14, 2025 |
| Instrument | 2851216 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 T BONE WAY, BOZEMAN, MT 59718-9693 |
| Document Number | 0002851218 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 2851218 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jan 19, 2024 |
| Property Address | T BONE WAY, BOZEMAN, MT 59718 |
| Document Number | 0002818990 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2818990 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 SNOWY OWL TRL, BOZEMAN, MT 59718-9810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jun 28, 2021 |
| Property Address | T BONE WAY, BOZEMAN, MT 59718 |
| Document Number | 0002739243 |
| Map Reference | PL J-469 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2739243 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5571 RED HAVEN ST, BOZEMAN, MT 59718-4685 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Nov 6, 2020 |
| Property Address | T BONE WAY, BOZEMAN, MT 59718 |
| Document Number | 0002707786 |
| Map Reference | PLAT J-469 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2707786 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13616 ELENA GALLEGOS PL NE, ALBUQUERQUE, NM 87111-8323 |
| Document Number | 0002707787 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2707787 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 6, 2035 |
The 2026 property tax bill for 20 T Bone Way was $8,900, down 7.4% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,900.00 (-7.38%) | $1,824,500 (-1.13%) | $1,824,500 (-1.13%) Land $400,263 Building $1,424,237 |
| 2025 | $9,609.00 | $1,845,300 | $1,845,300 Land $400,263 Building $1,445,037 |
| 2023 | $1,989.00 | $280,674 | $280,674 Land $280,674 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 T Bone Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 T Bone Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.4% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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