20 Sweet Laurel Ln, Exeter, RI 02822 Property Records

Exeter Town property record for 20 Sweet Laurel Ln, Exeter, RI 02822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,110 sqft · built 1997
Lot Size3 acres (130,680 sqft)
OwnerCompany Name on Record
Tax Bill$10,065 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Sep 2023 Refinance
Flood ZoneZone X (minimal risk)
APN11-0125-20

Property Details

APN / Parcel Number

Primary APN11-0125-20
Alternative APN
  • EXET M:0025 B:0005 L:0002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,110 sqft Living Area
Gross Area6,216 sqft
1st Floor Area1,800 sqft
Basement Area1,800 sqft
Unfinished Basement1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeHip
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
Water SourceWell

Location & Zoning

Account Number11-0125-20
Street Address20 SWEET LAUREL LN
CityEXETER
StateRI
Zip02822-3614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-4
Legal Block5
Legal Lot Number2
JurisdictionEXETER RI
Township / Civil DivisionEXETER
Census Block Group3
Census Block3037
Census Tract50500

Owner

Source: Exeter Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 SWEET LAUREL LN, EXETER, RI 02822-3614
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 15, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEXETER RI
Property Address20 SWEET LAUREL LN, EXETER, RI 02822-3614
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000644-174
DateJan 2, 2026
Book Page644/174
Instrument1149
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueFeb 1, 2050

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEXETER RI
Property Address20 SWEET LAUREL LN, EXETER, RI 02822-3614
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000611-272
DateSep 15, 2023
Book Page611/272
Instrument682
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionExeter Town
Elementary School DistrictExeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,065.00 (+36.98%)$682,400 (+32.53%) Land $175,600 Building $506,800$818,064
2023$7,348.00 (+2.37%)$514,900 (-) Land $140,400 Building $374,500
2022$7,178.00$514,900 Land $140,400 Building $374,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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