20 Swatling Rd, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 20 Swatling Rd, Latham, NY 12110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,396 sqft · built 2015
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Tax Bill	$8,696 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 31.8-5-25.22`

Property Details

APN / Parcel Number

Primary APN	`012689 31.8-5-25.22`
Alternative APN	`03100800050250220000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	702 sqft
Finished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Basement
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03100800050250220000
Street Address	20 SWATLING RD
City	LATHAM
State	NY
Zip	12110-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	WARLAND FOUR LOT SUBDIVISION
Legal Block	5
Legal Lot Number	25.022
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1019
Census Tract	13510

Owner

20 Swatling Rd is owned and occupied by an individual.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 SWATLING RD, LATHAM, NY 12110-5436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 SWATLING RD, LATHAM, NY 12110-5436
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000659
Date	Jul 13, 2021
Instrument	R2021-20659

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 16, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 SWATLING RD, LATHAM, NY 12110-5436
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009141
Date	Jun 29, 2021
Instrument	R2021-19141

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 20 Swatling Rd was $8,696, down 2.1% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,696.00 (-2.12%)
2025	$8,884.00	$209,900 Land $52,500 Building $157,400	$480,300 Land $120,132 Building $360,168
2023		$209,900 (-) Land $52,500 Building $157,400	$411,600 (+9.32%) Land $102,949 Building $308,651
2022		$209,900 Land $52,500 Building $157,400	$376,502 Land $94,170 Building $282,332
2021	$8,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Swatling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Swatling Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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