20 Swan St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 20 Swan St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,872 sqft · built 2011
Lot Size	0.151 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Jul 2004)
Tax Bill	$9,201 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MALD M:157 B:626 L:607`

Property Details

APN / Parcel Number

Primary APN	`MALD M:157 B:626 L:607`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,618 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 SWAN ST
City	MALDEN
State	MA
Zip	02148-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	626
Legal Lot Number	607
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	1
Census Block	1003
Census Tract	341903

Owner

20 Swan St is owned and occupied by two individuals who bought it in July 2004.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 SWAN ST, MALDEN, MA 02148-1955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2004 · Amount on File
Deed Sale	Jul 1, 2004 · Amount on File
Prior Sale	Feb 7, 2002 · Amount on File
Deed Document Number	2004172154
Deed Book / Page	43204 / 482
Transfer Doc	47763-442
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	20 SWAN ST, MALDEN, MA 02148-1955
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084507-533
Date	Aug 19, 2025
Book Page	84507/533
Instrument	99169

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	20 SWAN ST, MALDEN, MA 02148-1955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69751-158
Date	Aug 10, 2017
Book Page	69751/158
Instrument	127700

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 20 Swan St was $9,201, up 2.6% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,201.00 (+2.64%)	$807,100 (+1.92%) Land $326,000 Building $481,100	$847,020 (-)
2025	$8,964.00 (+4.4%)	$791,900 (+7.81%) Land $299,500 Building $492,400	$847,020
2024	$8,586.00 (+3.55%)	$734,500 (+7.98%) Land $281,900 Building $452,600
2023	$8,292.00	$680,200 Land $255,500 Building $424,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Swan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Swan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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