Westchester County and New Castle Town property record for 20 Suzanne Ln, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,651 sqft · built 1965 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,556,200 (Aug 2023) |
| Tax Bill | $33,956 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 92.6-2-10 |
| Primary APN | 553600 92.6-2-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,651 sqft Living Area |
| 1st Floor Area | 1,405 sqft |
| 2nd Floor Area | 1,246 sqft |
| Basement Area | 656 sqft |
| Finished Basement | 656 sqft |
| Unfinished Basement | 656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Area | 689 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 3216000 |
|---|---|
| Street Address | 20 SUZANNE LN |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 13104 |
20 Suzanne Ln is owned and occupied by two individuals who bought it in August 2023.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SUZANNE LN, CHAPPAQUA, NY 10514-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 14, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | Nov 26, 1999 · Amount on File |
| Deed Document Number | 20233112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 14, 2023 |
| Property Address | 20 SUZANNE LN, CHAPPAQUA, NY 10514-1503 |
| Document Number | 0632133112 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 632133112 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,226.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 SUZANNE LN, CHAPPAQUA, NY 10514-1503 |
| Name | Verified Name |
|---|---|
| Address | 116 BOULDER RIDGE RD, SCARSDALE, NY 10583-3138 |
| Document Number | 0632233031 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 632233031 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 SUZANNE LN, CHAPPAQUA, NY 10514-1503 |
| Document Number | 0591143177 |
| Instrument Date | Apr 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20 SUZANNE LN CHAPPAQUA NY 105141503, CHAPPAQUA, NY 10514-1503 |
| Document Number | 0591143177 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 059114/003177 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 20 Suzanne Ln was $33,956, down 41.4% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,956.00 (-41.43%) | ||
| 2025 | $57,975.00 | $199,500 (-) Land $90,000 Building $109,500 | $1,430,107 (+0.86%) Land $645,161 Building $784,946 |
| 2024 | $199,500 (-) Land $90,000 Building $109,500 | $1,417,911 (+5.19%) Land $639,659 Building $778,252 | |
| 2023 | $199,500 (-) Land $90,000 Building $109,500 | $1,347,973 (+13.18%) Land $608,108 Building $739,865 | |
| 2022 | $199,500 Land $90,000 Building $109,500 | $1,191,044 Land $537,313 Building $653,731 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Suzanne Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 25 (1979–2021) |
| Claims Outside the SFHA | 16 of 25 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Suzanne Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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