20 Surfcrest St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 20 Surfcrest St, Saint Augustine, FL 32080 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,746 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2015)
Tax Bill	$4,582.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`164215-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,746 sqft Living Area
Gross Area	2,352 sqft Gross Area
1st Floor	798 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Deck Area	150 sqft Deck
Porch Area	276 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	20 SURFCREST ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-7943
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10/35-36 OCEAN OAKS SUBDIVISION UNIT NO 1 N1/2 OF LOT 1 BLK A OR2923/1541 & 3561/526(F/J)
Legal Range	30E
Legal Township	07S
Legal Section	34
Legal Subdivision	OCEAN OAKS SUBDIVISION UNIT 1
Legal Block	A
Legal Lot Number	1
Legal Unit	1
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1018
Census Tract	21409

Owner

Source: St. Johns County records · APN 164215-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SURFCREST ST, SAINT AUGUSTINE, FL 32080-7943
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2015 · Amount on Record
Deed Sale	May 06, 2015 · Amount on Record
Prior Sale	May 06, 2015 · Amount on Record
Deed Doc Number	201527419
Deed Book / Page	4024 / 487
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	20 SURFCREST ST, SAINT AUGUSTINE, FL 32080-7943
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049170356
Date	Apr 06, 2020
Book Page	4917/356
Instrument	2020027041

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,868 (+2.7%)	$539,260 (-4.16%) Land $234,000 Building $305,260
2025	$4,582.00 (+8.66%) Homeowner's exemption	$291,984 (+2.9%)	$562,652 (+13.99%) Land $234,000 Building $328,652
2024	$4,217.00 (+6.03%) Homeowner's exemption	$283,755 (+3%)	$493,602 (-5.59%) Land $180,000 Building $313,602
2023	$3,977.00 (+1.74%) Homeowner's exemption	$275,490 (+3%)	$522,855 (+20.11%) Land $186,000 Building $336,855
2022	$3,909.00 Homeowner's exemption	$267,466	$435,318 Land $156,800 Building $278,518

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.