20 Sunset Ave, Providence, RI 02909 Property Records

Providence City property record for 20 Sunset Ave, Providence, RI 02909

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1967
Lot Size	0.171 acres (7,428 sqft)
Owner	Company Name on File
Last Sale	$323,000 (Jul 2023)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Oct 2023 Refinance Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:111 L:43`

Property Details

APN / Parcel Number

Primary APN	`PROV M:111 L:43`
Alternative APNs	`P:1110043 L:0000` `4091`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,428 sqft (0.171 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4091
Street Address	20 SUNSET AVE
City	PROVIDENCE
State	RI
Zip	02909-6031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	43
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	6
Census Block	6021
Census Tract	1800

Owner

20 Sunset Ave is owned by a company that acquired it in February 2026.

Source: Providence City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	20 SUNSET AVE, PROVIDENCE, RI 02909-6031
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DIONISIO CEPEDA
Feb 20, 2026	Quit Claim Deed, Transfer JAN FUNDING ONE LLC
Jul 28, 2023	Warranty Deed, Transfer · Commercial Mortgage STEPHEN BESTWICK
Jul 28, 2023	Warranty Deed, Transfer
Jun 27, 2023	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Book / Page	13927 / 81
Last Transfer Date	Feb 19, 2026
Transfer Doc	014657-185
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	20 SUNSET AVE, PROVIDENCE, RI 02909-6031
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013993-335
Date	Oct 26, 2023
Book Page	13993/335
Instrument	2023356250

Lender

Name	DIONISIO CEPEDA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 20, 2026
Property Address	20 SUNSET AVE, PROVIDENCE, RI 02909-6031
Document Number	014657-185
Book / Page	14657 / 185
Instrument Date	Feb 19, 2026
Instrument	2026410491
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026410492
Date	Feb 20, 2026
Instrument	2026410492

Lender

Name	JAN FUNDING ONE LLC

Agreement

Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 28, 2023
Property Address	20 SUNSET AVE, PROVIDENCE, RI 02909-6031
Document Number	0013927-81
Book / Page	13927 / 81
Instrument Date	Jul 27, 2023
Instrument	2023350921
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 DYER AVE, CRANSTON, RI 02920-7089

Mortgage

Document Number	2023350922
Date	Jul 28, 2023
Instrument	2023350922

Lender

Name	STEPHEN BESTWICK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 28, 2023
Property Address	20 SUNSET AVE, PROVIDENCE, RI 02909-6031
Document Number	0013927-76
Book / Page	13927 / 76
Instrument Date	Jul 12, 2023
Instrument	2023350919
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 HAROLD ST, PROVIDENCE, RI 02908-4714
Investor	Possibly a Property Investor

June 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 27, 2023
Property Address	20 SUNSET AVE, PROVIDENCE, RI 02909-6031
Document Number	013904-151
Book / Page	13904 / 151
Instrument Date	Jun 8, 2023
Instrument	2023349015
Transaction Type	Foreclosure
Record Updated	Jul 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 20 Sunset Ave was $5,192.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00	$355,600 Land $141,800 Building $213,800	$401,326
2023	$5,378.00 (+3.09%)	$293,100 (-) Land $89,700 Building $203,400
2022	$5,217.00	$293,100 Land $89,700 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Sunset Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Sunset Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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