Volusia County property record for 20 Sunny Shore Dr, Ormond Beach, FL 32176
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,272 sqft · built 1958 |
| Lot Size | 0.156 acres (6,780 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $393,000 (Sep 2026) |
| Tax Bill | $5,984 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-06-00-1240 |
| Primary APN | 4203-06-00-1240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 1,272 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete/Cinder Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,780 sqft (0.156 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 25 sqft |
| Patio Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3022823 |
|---|---|
| Street Address | 20 SUNNY SHORE DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32176-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01R4 |
| Legal Description | 3 14 32 LOT 124 EXC E 2.25 FT SUNNY SHORES MB 23 PG 144 PER OR 4772 PGS 0200-0202 PER OR 7980 PG 4017 PER OR 8326 PG 1519 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 03 |
| Legal Subdivision | SUNNY SHORES MB |
| Legal Tract | 06 |
| Legal Lot Number | 124 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NORTH PENINSULA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 80300 |
Source: Volusia County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 24 SANDRA DR, ORMOND BEACH, FL 32176-3121 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Oct 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| May 19, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on Record |
| Deed Sale | Sep 25, 2026 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 2026175779 |
| Deed Book / Page | 8909 / 1382 |
| Prior Transfer Date | Oct 29, 2001 |
| Prior Transfer Doc | 0047720200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 25, 2026 |
| Property Address | 20 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716 |
| Document Number | 0000175779 |
| Book / Page | 8909 / 1382 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 2026175779 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | DAYTONA BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277,851.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 24 SANDRA DR, ORMOND BEACH, FL 32176-3121 |
| Document Number | 0000175780, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026175780 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 21, 2022 |
| Property Address | 20 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716 |
| Document Number | 0083261519 |
| Book / Page | 8326 / 1519 |
| Map Reference | MB 23 PG 144 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022239222 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE TTL OF EAST FL IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,877.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 ROYAL OAK DR, 131, GUYTON, GA 31312-5623 |
| Name | Verified Name |
|---|---|
| Address | 646 OAK AVE, PINEHURST, GA 31070-7474 |
| Document Number | 0083261521 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 8326/1521 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 29, 2021 |
| Property Address | 20 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716 |
| Document Number | 0079804017 |
| Book / Page | 7980 / 4017 |
| Map Reference | MB 23 PG 144 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-020561 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | LIGHTHOUSE TTL OF EAST FL IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 ROYAL OAK DR, GUYTON, GA 31312-5623 |
| Document Number | 0079804019 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 7980/4019 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 20 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716 |
| Document Number | 0075630449 |
| Instrument Date | May 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 195 PARKLAWN DR WATERBURY CT 067082347, WATERBURY, CT 06708-2347 |
| Document Number | 0075630449 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 007563/000449 |
| Instrument | 128149 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,536 (-2.32%) Land $108,702 Building $205,834 | $314,536 (-2.32%) Land $108,702 Building $205,834 | |
| 2025 | $5,984.00 (-9.06%) | $321,998 (-7.29%) Land $108,702 Building $213,296 | $321,998 (-7.29%) Land $108,702 Building $213,296 |
| 2023 | $6,580.00 (+20.51%) | $347,301 (+24.1%) Land $100,089 Building $247,212 | $347,301 (+24.1%) Land $100,089 Building $247,212 |
| 2022 | $5,460.00 | $279,864 Land $80,190 Building $199,674 | $279,864 Land $80,190 Building $199,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 391 units insured incl. 327 condo units |
| Nearby Flood Claims | 55 (1981–2024) |
| Claims Outside the SFHA | 50 of 55 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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