Essex County and Gloucester City property record for 20 Sumner St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,758 sqft Living Area |
| Lot Size | 38,380 sqft (0.881 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $136,000 (1997) |
| Tax Bill | $6,038.00 (2025) |
| Primary APN | GLOU M:0236 B:0027 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 3,318 sqft Gross Area |
| 1st Floor | 822 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Unfinished Basement | 588 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 38,380 sqft (0.881 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 20 SUMNER ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records · APN GLOU M:0236 B:0027 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SUMNER ST, GLOUCESTER, MA 01930-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CAPE ANN SAVINGS BANK |
| Nov 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 1997 · Amount on Record |
| Deed Sale | Mar 03, 1997 · Amount on Record |
| Deed Book / Page | 13995 / 310 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 20 SUMNER ST, GLOUCESTER, MA 01930-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36213-173 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 36213/173 |
| Instrument | 124 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 20 SUMNER ST, GLOUCESTER, MA 01930-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39142-155 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 39142/155 |
| Instrument | 20201104001580 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2040 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,038.00 (+1.67%) | $621,200 (+1.77%) Land $226,600 Building $394,600 | |
| 2024 | $5,939.00 (+4.38%) | $610,400 (+13.61%) Land $215,800 Building $394,600 | $623,390 |
| 2023 | $5,690.00 | $537,300 Land $192,600 Building $344,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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