20 Summit West Cv, Cabot, AR 72023 Property Records

Lonoke County property record for 20 Summit West Cv, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,259 sqft · built 2004
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2022)
Tax Bill	$2,429 (2024)
Deeds & Mortgages	Aug 2022 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`722-95003-000`

Property Details

APN / Parcel Number

Primary APN	`722-95003-000`
Alternative APN	`28975`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	1,837 sqft
2nd Floor Area	1,422 sqft
Upper Floors Area	1,422 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Garage Type	Built-in
Garage Area	828 sqft
Driveway	Driveway
Driveway Area	1,595 sqft
Parking Spaces	3 Parking Spaces
Deck Area	238 sqft
Patio Area	358 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 SUMMIT WEST CV
City	CABOT
State	AR
Zip	72023-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 CITY/MUNI/TWP:CABOT SUBD:SUMMIT WEST SEC/TWN/RNG/MER:SEC 11 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	11
Legal Subdivision	SUMMIT WEST
Legal Lot Number	3
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2000
Census Tract	20201

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	20 SUMMIT WEST CV, CABOT, AR 72023-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABSTRACT & TITLE CO
Jul 29, 2022	Warranty Deed, Transfer · VA Mortgage FIRSTTRUST HOME LOANS INC
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	2022-09758
Deed Book / Page	2022 / 9758
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 16, 2022
Property Address	20 SUMMIT WEST CV, CABOT, AR 72023-9192
Document Number	0000009758
Book / Page	2022 / 9758
Instrument Date	Jul 6, 2022
Instrument	2022-09758
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 W MAIN ST, 323, CABOT, AR 72023-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT WEST CV, CABOT, AR 72023-9192

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 29, 2022
Property Address	20 SUMMIT WEST CV, CABOT, AR 72023-9192
Document Number	0000008993
Book / Page	2022 / 8993
Instrument Date	Jul 6, 2022
Instrument	2022-08993
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 W MAIN ST, 323, CABOT, AR 72023-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT WEST CV, CABOT, AR 72023-9192

Mortgage

Document Number	0202208994
Date	Jul 29, 2022
Instrument	2022-08994

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	20 SUMMIT WEST CV, CABOT, AR 72023-9192
Document Number	0000011950
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 W MAIN ST CABOT AR 720232911, CABOT, AR 72023-2911

Mortgage

Document Number	0000011950
Date	Dec 14, 2018
Instrument	11950

Lender

Name	FIRST SEC BK
Type	Bank
Address	CABOT, AR 72023-1290

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 13, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,550 (-) Land $3,500 Building $54,050
2024	$2,429.00 (-3%)
2023	$2,504.00 Homeowner's exemption	$57,550 Land $3,500 Building $54,050	$287,750 Land $17,500 Building $270,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Also Mapped Here	LONOKE WHITE PUBLIC WATER AUTHORITY
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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