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20 Summit St, West Orange, NJ 07052 Property Records
Essex County and West Orange Township property record for 20 Summit St, West Orange, NJ 07052
Property Summary
Property Type Care Home (Retirement, Nursing, Convalescent) Details built 1965 Lot Size 6.5 acres (283,140 sqft) Owner Company Name on File Last Sale $9,177,032 (Feb 2019) Tax Bill $520,146 (2025) Deeds & Mortgages Jul 2022 Construction Loan Jul 2022 Mortgage + 3 more Flood Zone Zone X (minimal risk)APN 22-00170-0000-00008
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Property Details APN / Parcel Number
Primary APN 22-00170-0000-00008 Alternative APN
Exterior
Year Built Built 1965 Effective Year Built Effective 1965 Architectural Style Mobile Home Lot Area 283,140 sqft
Location & Zoning Old Parcel Number 220017000008 Street Address 20 SUMMIT ST City WEST ORANGE State NJ Zip 07052-1501 Property Category Commercial Property Type Commercial > Retail > Care Home (Retirement, Nursing, Convalescent) Local Zoning Code R-2 Legal Description 6.5 AC Legal Block 170 Legal Lot Number 8 Jurisdiction ESSEX NJ Township / Civil Division WEST ORANGE Census Block Group 3 Census Block 3002 Census Tract 17302
Owner
20 Summit St, a commercial property, is owned by a company that bought it in February 2019.
Source: Essex County and West Orange Township records, as of July 2, 2026
Owner of Record Company Name on File Mailing Address 229 ROUTE 70, TOMS RIVER, NJ 08755-1026 Owner Type Company
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Jul 11, 2022 Deed of Trust, Mortgage · Construction Mortgage VNB NEW YORK LLC Jul 11, 2022 Deed of Trust, Mortgage · Unknown VNB NEW YORK LLC Aug 24, 2020 Deed of Trust, Mortgage CAPITAL FNDG Aug 24, 2020 Deed of Trust, Mortgage CAPITAL FNDG Feb 6, 2019 Grant Deed, Transfer · Conventional Mortgage MONTICELLO FNDG LLC
Assessor's Deed Record
Deed Names Name on Deed Last Sale Feb 6, 2019 · Amount on File Deed Sale Feb 6, 2019 · Amount on File Prior Sale Jul 2, 1993 · Amount on File Deed Document Number 201911195 Prior Transfer Date Feb 22, 2018 Prior Transfer Doc 0000022861 Record Updated Sep 20, 2026
July 2022: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ESSEX NJ Property Address 20 SUMMIT ST, WEST ORANGE, NJ 07052-1501 Transaction Type Mortgage Record Updated Oct 16, 2025 Title Company MADISON TITLE AGENCY LLC
Transferred To (Grantee/Buyer)
Name Verified Name Address 1730 NJ-37, TOMS RIVER, NJ
Mortgage
Document Number 0000064928 Date Jul 11, 2022 Instrument 2022064928
Lender
Name VNB NEW YORK LLC Type Non-Lending Institution Address NEW YORK, NY 10119
Agreement
Type Construction Mortgage Amount Amount on Record
July 2022: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ESSEX NJ Property Address 20 SUMMIT ST, WEST ORANGE, NJ 07052-1501 Transaction Type Mortgage Record Updated Oct 16, 2025 Title Company MADISON TITLE AGENCY LLC
Transferred To (Grantee/Buyer)
Name Verified Name Address 1730 NJ-37, TOMS RIVER, NJ
Mortgage
Document Number 0000064925 Date Jul 11, 2022 Instrument 2022064925
Lender
Name VNB NEW YORK LLC Type Non-Lending Institution Address NEW YORK, NY 10119
Agreement
Type Unknown Amount Amount on Record
August 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ESSEX NJ Property Address 20 SUMMIT ST, WEST ORANGE, NJ 07052-1501 Document Number 0000084014 Instrument Date Aug 24, 2020 Transaction Type Mortgage Record Updated Sep 18, 2020 Title Company LANDMARK ABSTRACT AGENCY LLC, LANDMARK ABS AGCY LLC
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 457 OAK GLEN RD HOWELL NJ 07731, HOWELL, NJ 07731
Mortgage
Document Number 0000084014 Date Aug 31, 2020 Instrument 84014
Lender
Name CAPITAL FNDG Type Funding / Finance Company Address 1422 CLARKVIEW RD, BALTIMORE, MD 21209-2385
Agreement
August 2020: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ESSEX NJ Property Address 20 SUMMIT ST, WEST ORANGE, NJ 07052-1501 Document Number 0000084011 Instrument Date Aug 24, 2020 Transaction Type Mortgage Record Updated Sep 22, 2020 Title Company LANDMARK ABSTRACT AGENCY LLC, LANDMARK ABS AGCY LLC
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 20 SUMMIT ST WEST ORANGE NJ 070521501, WEST ORANGE, NJ 07052-1501
Mortgage
Document Number 0000084011 Date Aug 31, 2020 Instrument 84011
Lender
Name CAPITAL FNDG Type Funding / Finance Company Address 1422 CLARKVIEW RD, BALTIMORE, MD 21209-2385
Agreement
February 2019: Grant Deed, Transfer Document Type Grant Deed Jurisdiction ESSEX NJ Recording Date Feb 6, 2019 Property Address 20 SUMMIT ST, WEST ORANGE, NJ 07052-1501 Document Number 0000011195 Instrument Date Jan 31, 2019 Instrument 11195 Transaction Type Transfer Record Updated Oct 8, 2019 Title Company NOT AVAILABLE
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $9,177.03 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Company Address 457 OAK GLEN RD HOWELL NJ 07731, HOWELL, NJ 07731
Mortgage
Document Number 11196 Date Feb 6, 2019 Instrument 11196
Lender
Name MONTICELLO FNDG LLC Address 655 3RD AVE # 21, NEW YORK, NY 10017-5621
Agreement
Type Conventional Mortgage Amount Amount on Record Term 36 Months Due Feb 5, 2022
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Tax Assessment & Valuation
The 2025 property tax bill for 20 Summit St was $520,146, up 1% from the year before.
Source: Essex County and West Orange Township assessment roll, as of July 2, 2026
Property Jurisdictions
Type Name State New Jersey County Essex County County Subdivision West Orange Township Unified School District West Orange Town School District (KG - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $19,800,000 (-) Land $6,840,000 Building $12,960,000 $19,800,000 (-) Land $6,840,000 Building $12,960,000 2025 $520,146.00 (+0.95%) $19,800,000 Land $6,840,000 Building $12,960,000 $19,800,000 Land $6,840,000 Building $12,960,000 2024 $515,240.00 2023 $11,000,000 Land $6,840,000 Building $4,160,000 $11,000,000 Land $6,840,000 Building $4,160,000 2022 $488,070.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Flood
FEMA maps place 20 Summit St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Claims 6 (1980–2011) Claims Outside the SFHA 4 of 6 Most Recent Claim Aug 2011 · Hurricane Irene
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 20 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 96% of the US · lower than 89% of New Jersey Wildfire Likelihood Under 0.01% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System NJ AMERICAN WATER - SHORT HILLSprivate · serves 217,230 people · EPA ID NJ0712001 Water Source Surface water Last State Inspection Nov 2022 Lead 3 ppb (2026)action level 15 ppb
Violations Reported to EPA
Water Quality Nonelast 10 years Treatment and Procedure Nonelast 10 years Monitoring and Reporting 1last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) OptimumFiber · Cable 8,000 / 8,000 XfinityCable 2,000 / 250 VerizonFiber · Fixed Wireless in parts of the area 980 / 880 StarlinkSatellite 280 / 30 T-MobileFixed Wireless 100 / 20
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