Chenango County and Norwich City property record for 20 Summit St, Norwich, NY 13815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,153 sqft · built 1935 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2022) |
| Tax Bill | $7,317 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 081100 136.31-3-13 |
| Primary APN | 081100 136.31-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Upper Floors Area | 658 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 184 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Patio Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0920025 |
|---|---|
| Street Address | 20 SUMMIT ST |
| City | NORWICH |
| State | NY |
| Zip | 13815-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | NORWICH |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 970300 |
Source: Chenango County and Norwich City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SUMMIT ST, NORWICH, NY 13815-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Apr 13, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Prior Sale | Apr 13, 2020 · Amount on Record |
| Deed Document Number | 2022202200001422 |
| Prior Transfer Date | Jul 10, 2015 |
| Prior Transfer Doc | 2015001675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Aug 3, 2022 |
| Property Address | 20 SUMMIT ST, NORWICH, NY 13815-1242 |
| Document Number | 2022000001422 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 20220-00001422 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HICKOK AVE, NORWICH, NY 13815-2019 |
| Document Number | 22000001730 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 220-00001730 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Apr 13, 2020 |
| Property Address | 20 SUMMIT ST, NORWICH, NY 13815-1242 |
| Document Number | 0000000504 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 504 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 623 SHERBURNE NY 134600623, SHERBURNE, NY 13460-0623 |
Source: Chenango County and Norwich City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| Municipality | Norwich City |
| Unified School District | Norwich City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,317.00 (+0.47%) | ||
| 2025 | $7,283.00 | $90,000 (-) Land $12,700 Building $77,300 | $195,652 (+21.74%) Land $27,609 Building $168,043 |
| 2023 | $90,000 (+38.46%) Land $12,700 Building $77,300 | $160,714 (+38.46%) Land $22,679 Building $138,035 | |
| 2022 | $65,000 Land $12,700 Building $52,300 | $116,071 Land $22,678 Building $93,393 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (2006–2025) |
| Most Recent Claim | Jun 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWICH CITY serves 8,000 people · EPA ID NY0801745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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