20 Summit St, Huntington, WV 25705 Property Records

Cabell County property record for 20 Summit St, Huntington, WV 25705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,484 sqft · built 1957
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on Record
Tax Bill	$982 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-49-0022.0000`

Property Details

APN / Parcel Number

Primary APN	`05-49-0022.0000`
Alternative APN	`06-05-49-0022.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	2,604 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Frame
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	120 ft deep x 147 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 SUMMIT ST
City	HUNTINGTON
State	WV
Zip	25705-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5-6-7 MORRIS & HITE #2 20 SUMMIT ST
Legal Lot Number	5-7
Jurisdiction	CABELL WV
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	1800

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 SUMMIT ST, HUNTINGTON, WV 25705-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Sep 27, 2022
Property Address	20 SUMMIT ST, HUNTINGTON, WV 25705-1216
Document Number	001472/576
Book / Page	1472 / 576
Map Reference	MAP 5
Instrument Date	Sep 1, 2022
Instrument	6145226
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT ST, HUNTINGTON, WV 25705-1216

Mortgage

Document Number	0006145227
Date	Sep 27, 2022
Instrument	6145227

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Municipality	Huntington City
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$982.00 (-7.88%)	$58,620 (-7.22%) Land $3,840 Building $54,780	$97,700 (-7.22%) Land $6,400 Building $91,300
2025	$1,066.00 (+65.02%)	$63,180 (+65.57%) Land $11,280 Building $51,900	$105,300 (+65.57%) Land $18,800 Building $86,500
2023	$646.00 (+92.84%)	$38,160 (-3.93%) Land $9,360 Building $28,800	$63,600 (-3.93%) Land $15,600 Building $48,000
2022	$335.00 Homeowner's exemption	$39,720 Land $9,360 Building $30,360	$66,200 Land $15,600 Building $50,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.6% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20