20 Summer St, Madison, ME 04950 Property Records

Somerset County and Madison Town property record for 20 Summer St, Madison, ME 04950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 788 sqft
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$137,000 (Nov 2023)
Tax Bill$1,401 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
APNMADN M:017 L:047

Property Details

APN / Parcel Number

Primary APNMADN M:017 L:047
Alternative APN
  • 526

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area788 sqft Living Area

Exterior

Architectural StyleConventional
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number526
Street Address20 SUMMER ST
CityMADISON
StateME
Zip04950-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES IN
Legal Lot Number47
JurisdictionMADISON ME
Township / Civil DivisionMADISON
Census Block Group2
Census Block2017
Census Tract966500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County and Madison Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 SUMMER ST, MADISON, ME 04950-1423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2023 · Amount on Record
Deed SaleNov 14, 2023 · Amount on Record
Deed Document Number202312534
Deed Book / Page6077 / 120
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON ME
Recording DateNov 14, 2023
Property Address20 SUMMER ST, MADISON, ME 04950-1423
Document Number0060770120
Book / Page6077 / 120
Instrument DateNov 13, 2023
Instrument12534
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address987 ALEWIVE RD, KENNEBUNK, ME 04043-6011

Mortgage

Document Number0000012536
DateNov 14, 2023
Instrument12536
Lender
NamePEOPLESCHOICE CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateDec 1, 2028
Max Rate At Change3%
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Somerset County and Madison Town assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMaine
CountySomerset County
County SubdivisionMadison Town
Unified School DistrictSchool Administrative District 59 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,401.00 (+19.23%)$98,000 (+34.25%) Land $31,500 Building $66,500
2024$1,175.00 (+12.01%)$73,000 (+16.24%) Land $28,000 Building $45,000
2023$1,049.00 (+10.19%)$62,800 (+22.66%) Land $23,700 Building $39,100
2022$952.00$51,200 Land $18,800 Building $32,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANSON AND MADISON WATER DISTRICT
serves 5,568 people · EPA ID ME0090930
Water SourceSurface water
Last State InspectionNov 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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