20 Sugar Maples, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 20 Sugar Maples, Cornwall, NY 12518 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1986
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$614,500 (Jan 2026)
Tax Bill	$14,546 (2024)
Deeds & Mortgages	Jun 2021 Refinance Apr 2025 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332489 34-1-45.3`

Property Details

APN / Parcel Number

Primary APN	`332489 34-1-45.3`
Alternative APNs	`248903400000010453000000` `34-1-45.3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,264 sqft
2nd Floor Area	448 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	435,600 sqft (10 acres)
View / Lot	Suburban
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	1,217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	34-1-45.3
Street Address	20 SUGAR MAPLES
City	CORNWALL
State	NY
Zip	12518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 SUGAR MAPLES
Legal Block	1
Legal Lot Number	45.30
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	3
Census Block	3010
Census Tract	13100

Owner

Source: Orange County and Cornwall Town records · APN 332489 34-1-45.3

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SUGAR MAPLES, CORNWALL, NY 12518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION
Apr 24, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION
Jan 13, 2026	Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Deed Document Number	20262675
Deed Book / Page	15839 / 376
Prior Transfer Date	Jun 28, 2005
Prior Transfer Doc	0118890793
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	20 SUGAR MAPLES, CORNWALL, NY 12518
Transaction Type	Mortgage
Record Updated	Feb 04, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041735
Date	Jun 25, 2021
Book Page	14989/1057
Instrument	20210041735

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	20 SUGAR MAPLES, CORNWALL, NY 12518
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027996
Date	Apr 24, 2025
Book Page	15720/824
Instrument	20250027996

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 13, 2026
Property Address	20 SUGAR MAPLES, CORNWALL, NY 12518
Document Number	0000002675
Book / Page	15839 / 376
Instrument Date	Jan 02, 2026
Instrument	20260002675
Transaction Type	Transfer
Record Updated	Feb 04, 2026
Title Company	ASSURANCE ABSTRACT AND TITLE SERVICES LLC, ASSURANCE ABSTRACT & TITLE S

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUGAR MAPLES, CORNWALL, NY 12518

Mortgage

Document Number	0000002676
Date	Jan 13, 2026
Instrument	20260002676

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Orange County and Cornwall Town records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,400 (-) Land $154,400 Building $231,000	$609,600 (+3.08%)
2024	$14,546.00 Homeowner's exemption Senior Citizen's exemption	$385,400 (-) Land $154,400 Building $231,000	$591,400 (+3.5%)
2023		$385,400 (-) Land $154,400 Building $231,000	$571,400 (+11.86%) Land $228,916 Building $342,484
2022		$385,400 Land $154,400 Building $231,000	$510,800 Land $204,638 Building $306,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710131003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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