Franklin County property record for 20 Sugar Leaf Cir, Winchester, TN 37398
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,088 sqft · built 1993 |
| Lot Size | 0.748 acres (32,625 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $157,000 (Mar 2004) |
| Tax Bill | $2,020 (2022) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026055K A 00800 |
| Primary APN | 026055K A 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,625 sqft (0.748 acres) |
| Lot Dimensions | 225 ft deep x 145 ft wide |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 286 sqft |
| Patio Area | 286 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 SUGAR LEAF CIR |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: W01 |
| Legal Subdivision | FRANKLIN HILLS PH II |
| Legal Lot Number | 25 145 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 960402 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1418 DINAH SHORE BLVD, WINCHESTER, TN 37398-1112 |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Feb 1, 2017 | Deed of Trust, Mortgage · VA Mortgage BRIDGEVIEW BANK GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2004 · Amount on Record |
| Deed Sale | Mar 29, 2004 · Amount on Record |
| Deed Document Number | 0000326105 |
| Deed Book / Page | 326 / 105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 20 SUGAR LEAF CIR, WINCHESTER, TN 37398-4674 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022003315 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | T1442/97 |
| Instrument | 22003315 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 20 SUGAR LEAF CIR, WINCHESTER, TN 37398-4674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000827 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | T1368/671 |
| Instrument | 21000827 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 20 SUGAR LEAF CIR, WINCHESTER, TN 37398-4674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000591 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | T1208/335 |
| Instrument | 17000591 |
| Name | BRIDGEVIEW BANK GROUP |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Municipality | Winchester City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,150 (-) Land $15,000 Building $65,150 | ||
| 2023 | $80,150 Land $15,000 Building $65,150 | ||
| 2022 | $2,020.00 | $320,600 Land $60,000 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | DECHERD WATER DEPT |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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