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20 Sturges Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 20 Sturges Rd, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,377 sqft · built 1957
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Aug 2014)
Tax Bill$12,073 (2025)
Deeds & MortgagesJun 2021 Refinance
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:004.0-0000-0121.0

Property Details

APN / Parcel Number

Primary APNREAD M:004.0-0000-0121.0
Alternative APNs
  • M:004.0=0000=0121.0
  • 100000000270
  • 100000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,377 sqft Living Area
Gross Area5,277 sqft
Basement Area1,048 sqft
Unfinished Basement1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number100000000270
Street Address20 STURGES RD
CityREADING
StateMA
Zip01867-3943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1015
Census Tract334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:004.0-0000-0121.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 STURGES RD, READING, MA 01867-3943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Sep 09, 2020Deed of Trust, Mortgage · Balloon Mortgage
HANSCOM FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2014 · Amount on Record
Deed SaleAug 12, 2014 · Amount on Record
Deed Book / Page64063 / 342
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address20 STURGES RD, READING, MA 01867-3943
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078034-422
DateJun 17, 2021
Book Page78034/422
Instrument136749
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address20 STURGES RD, READING, MA 01867-3943
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75573-218
DateSep 09, 2020
Book Page75573/218
Instrument157803
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,073.00 (+3.44%)$1,060,000 (+6.45%) Land $481,900 Building $578,100$1,395,455 (+14.2%)
2024$11,671.00 (-5.24%)$995,800 (+1.8%) Land $463,000 Building $532,800$1,221,890
2023$12,316.00$978,200 Land $417,400 Building $560,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1998)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 1998 · Heavy Rains And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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