Charlestown Town property record for 20 Stumpy Point Ln, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft · built 1950 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $2,000,000 (Feb 2020) |
| Tax Bill | $15,072 (2025) |
| Deeds & Mortgages | Feb 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 3-1099-64 |
| Primary APN | 3-1099-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 4,418 sqft |
| 1st Floor Area | 1,972 sqft |
| Basement Area | 1,972 sqft |
| Unfinished Basement | 1,972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,469 sqft (1.48 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3-1099-64 |
|---|---|
| Street Address | 20 STUMPY POINT LN |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 109 EAST ST, SOUTH SALEM, NY 10590-2507 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on Record |
| Deed Sale | Feb 18, 2020 · Amount on Record |
| Prior Sale | May 20, 2003 · Amount on Record |
| Deed Document Number | 2020320 |
| Deed Book / Page | 455 / 906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Feb 18, 2020 |
| Property Address | 20 STUMPY POINT LN, CHARLESTOWN, RI 02813-1828 |
| Document Number | 455-906 |
| Book / Page | 000455 / 000906 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 EAST ST SOUTH SALEM NY 105902507, SOUTH SALEM, NY 10590-2507 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,072.00 (+3.31%) | $2,541,700 (-) Land $2,013,600 Building $528,100 | $2,441,169 |
| 2023 | $14,589.00 | $2,541,700 Land $2,013,600 Building $528,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 15 (1998–2021) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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