20 Stratton Rd, Grafton, MA 01519 Property Records

Worcester County and Grafton Town property record for 20 Stratton Rd, Grafton, MA 01519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1978
Lot Size	0.707 acres (30,814 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (May 2026)
Tax Bill	$7,687 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1100920000000230`

Property Details

APN / Parcel Number

Primary APN	`1100920000000230`
Alternative APN	`GRAF M:0092 B:0000 L:0023.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	30,814 sqft (0.707 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1100920000000230
Street Address	20 STRATTON RD
City	GRAFTON
State	MA
Zip	01519-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	23.0
Jurisdiction	GRAFTON MA
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3030
Census Tract	738202

Owner

20 Stratton Rd is owned and occupied by an individual who bought it in May 2026.

Source: Worcester County and Grafton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 STRATTON RD, GRAFTON, MA 01519-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
May 29, 2026	Deed, Transfer · Conventional Mortgage UNIBANK FOR SAVINGS
Jul 2, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Aug 2, 1995 · Amount on File
Deed Document Number	202642912
Deed Book / Page	73644 / 205
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	070718-139
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	20 STRATTON RD, GRAFTON, MA 01519-1302
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073090-22
Date	Jan 15, 2026
Book Page	73090/22
Instrument	3751

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAFTON MA
Recording Date	May 29, 2026
Property Address	20 STRATTON RD, GRAFTON, MA 01519-1302
Document Number	073644-205
Book / Page	73644 / 205
Instrument Date	May 18, 2026
Instrument	202642912
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STRATTON RD, GRAFTON, MA 01519-1302

Mortgage

Date	May 29, 2026

Lender

Name	UNIBANK FOR SAVINGS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAFTON MA
Recording Date	Jul 2, 2024
Property Address	20 STRATTON RD, GRAFTON, MA 01519-1302
Document Number	070718-139
Book / Page	70718 / 139
Instrument Date	Jun 25, 2024
Instrument	51619
Transaction Type	Transfer
Record Updated	Jul 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STRATTON RD, GRAFTON, MA 01519-1302

Mortgage

Document Number	070718-143
Date	Jul 2, 2024
Book Page	70718/143
Instrument	51620

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 20 Stratton Rd was $7,687, up 3.9% from the year before.

Source: Worcester County and Grafton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Grafton Town
Unified School District	Grafton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,687.00 (+3.91%)	$561,500 (+5.8%) Land $208,000 Building $353,500	$619,362 (-17.96%)
2025	$7,398.00	$530,700 Land $196,300 Building $334,400	$754,965 (+8.62%)
2024			$695,020
2023	$6,766.00	$430,700 Land $168,300 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Stratton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Stratton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAFTON WATER DISTRICT serves 10,925 people · EPA ID MA2110000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	8 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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