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20 Stony Rdg, Asheville, NC 28804 Property Records

Buncombe County property record for 20 Stony Rdg, Asheville, NC 28804

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,772 sqft · built 1988
Lot Size0.98 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Aug 2019)
Tax Bill$7,061 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN712123-2020-202

Property Details

APN / Parcel Number

Primary APN712123-2020-202
Alternative APNs
  • 9751-30-8996-C0RR2
  • 975049031900000
  • 008227849

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,772 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,772 sqft
Basement Area971 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCondo/Apartment
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.98 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area63 sqft
Deck Area460 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number712123-2020-202
Street Address20 STONY RDG
CityASHEVILLE
StateNC
Zip28804-1854
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM6
Legal DescriptionSUBDIV: BEAVERDAM RUN LOT: RR 2 PLAT: 0055-0057
Legal SubdivisionBEAVERDAM RUN
Legal Block2
Legal Lot Number2,RR
JurisdictionBUNCOMBE NC
Township / Civil DivisionASHEVILLE
Census Block Group2
Census Block2020
Census Tract1700

Owner

20 Stony Rdg, a condominium, is owned and occupied by an individual who bought it in August 2019.

Source: Buncombe County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address20 STONY RDG, ASHEVILLE, NC 28804-1854
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2019 · Amount on File
Deed SaleAug 30, 2019 · Amount on File
Prior SaleFeb 15, 2008 · Amount on File
Deed Book / Page5806 / 1239
Prior Transfer DateAug 29, 2005
Prior Transfer Doc0040980374
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 30, 2019
Property Address20 STONY RDG, ASHEVILLE, NC 28804-1854
Document Number0058061239
Book / Page5806 / 1239
Map ReferenceMB 55 PG 57
Instrument DateAug 26, 2019
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 BRISTOL GRN, 11, BOURBONNAIS, IL 60914-1603

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 STONY RDG, ASHEVILLE, NC 28804-1854

Mortgage

Document Number58061242
DateAug 30, 2019
Instrument5806/1242
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Stony Rdg was $7,061, up 6.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityAsheville City
Unified School DistrictAsheville City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,061.00 (+6.34%)$642,800 Building $642,800$642,800 Building $642,800
2024$6,640.00 (+2.56%)
2023$6,474.00$642,800$642,800 Building $642,800
2021$642,800 Building $642,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Stony Rdg in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 units insured
incl. 14 condo units
Nearby Flood Claims25 (1979–2024)
Claims Outside the SFHA9 of 25
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 19 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Stony Rdg is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stony Rdg

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