20 Stony Brook Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 20 Stony Brook Dr, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,919 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145289 94.13-2-25`

Property Details

APN / Parcel Number

Primary APN	`145289 94.13-2-25`
Alternative APN	`52890941300002025000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,919 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	841 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	151 ft deep x 81.8 ft wide
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 STONY BROOK DR
City	LANCASTER
State	NY
Zip	14086-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	MC 2601 SL 47
Legal Subdivision	THE HOLLAAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3003
Census Tract	14208

Owner

Source: Erie County and Lancaster Town assessment roll, APN 145289 94.13-2-25, as of May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 STONY BROOK DR, LANCASTER, NY 14086-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	20 STONY BROOK DR, LANCASTER, NY 14086-1416
Transaction Type	Mortgage
Record Updated	Apr 02, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STONY RD, LANCASTER, NY 14086-1502

Mortgage

Document Number	0140091764
Date	Aug 10, 2021
Book Page	14009/1764
Instrument	2021157655

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll as of May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,397.00 (-50.8%)	$249,000 (-) Land $70,000 Building $179,000	$389,063 (+12.51%) Land $109,375 Building $279,688
2024	$6,905.00	$249,000 (-) Land $70,000 Building $179,000	$345,800 (+4.16%) Land $97,213 Building $248,587
2023		$249,000 Land $70,000 Building $179,000	$332,000 Land $93,333 Building $238,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), as of November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290142083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 87 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY1400421, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA LANCASTER serves 29,018 people
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.