20 Stone Ridge Dr, Covington, GA 30016 Property Records

Newton County property record for 20 Stone Ridge Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 2004
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Dec 2022)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0050D-00000-002-000`

Property Details

APN / Parcel Number

Primary APN	`0050D-00000-002-000`
Alternative APNs	`0050D 002` `22921`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,708 sqft Heated Area
1st Floor Area	1,300 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	808 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	82 sqft
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22921
Old Parcel Number	0050D 002
Street Address	20 STONE RIDGE DR
City	COVINGTON
State	GA
Zip	30016-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 BRIGHTON RIDGE ESTAT
Legal Subdivision	BRIGHTON RIDGE ESTATES
Legal Lot Number	2
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	1
Census Block	1009
Census Tract	100801

Owner

20 Stone Ridge Dr is owned and occupied by an individual who bought it in December 2022.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 STONE RIDGE DR, COVINGTON, GA 30016-6624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Jan 27, 2006 · Amount on File
Deed Document Number	0004461644
Deed Book / Page	4461 / 644
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 9, 2022
Property Address	20 STONE RIDGE DR, COVINGTON, GA 30016-6624
Document Number	0044610644
Book / Page	4461 / 644
Instrument Date	Dec 9, 2022
Instrument	2022-006111
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STONE RIDGE DR, COVINGTON, GA 30016-6624

Mortgage

Document Number	0044610000000646
Date	Dec 9, 2022
Book Page	0000004461/0000000646
Instrument	019422

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20 Stone Ridge Dr was $3,199 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00 Homeowner's exemption	$130,760 Land $18,000 Building $112,760	$326,900 Land $45,000 Building $281,900
2023		$114,960 Land $6,400 Building $108,560	$287,400 Land $16,000 Building $271,400
2022	$2,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Stone Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jul 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Stone Ridge Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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