20 Stockton Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 20 Stockton Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1959
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Sep 2000)
Tax Bill	$11,893 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04401-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`18-04401-0000-00023`
Alternative APNs	`1800027B00018` `180440100023`

Interior

Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,106 sqft (0.232 acres)

Location & Zoning

Old Parcel Number	1800027B00018
Street Address	20 STOCKTON RD
City	SUMMIT
State	NJ
Zip	07901-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	PROSPECT PARK
Legal Block	4401
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2001
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 STOCKTON RD, SUMMIT, NJ 07901-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2000 · Amount on Record
Deed Sale	Sep 20, 2000 · Amount on Record
Deed Document Number	200085783
Deed Book / Page	5026 / 97
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 21, 2026
Property Address	20 STOCKTON RD, SUMMIT, NJ 07901-3321
Document Number	0000092742
Book / Page	15804 / 2677
Instrument Date	May 15, 2026
Instrument	202692742
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STOCKTON RD, SUMMIT, NJ 07901-3321

Mortgage

Document Number	0000092742,
Date	May 21, 2026
Book Page	15804/2677
Instrument	202692742

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 STOCKTON RD, SUMMIT, NJ 07901-3321
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152892245
Date	Oct 11, 2022
Book Page	15289/2245
Instrument	44161

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 STOCKTON RD, SUMMIT, NJ 07901-3321
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147042967
Date	Jun 3, 2020
Book Page	14704/2967
Instrument	692459

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 STOCKTON RD, SUMMIT, NJ 07901-3321
Document Number	0144250919
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	CLOSING PARTNER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 STOCKTON RD SUMMIT NJ 079013321, SUMMIT, NJ 07901-3321

Mortgage

Document Number	0144250919
Date	Apr 9, 2018
Book Page	014425/000919
Instrument	655713

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,000 (-) Land $150,100 Building $115,900	$266,000 (-) Land $150,100 Building $115,900
2025	$11,893.00 (+2.64%)	$266,000 (-) Land $150,100 Building $115,900	$266,000 (-) Land $150,100 Building $115,900
2024	$11,587.00 (+1.71%)
2023		$266,000 Land $150,100 Building $115,900	$266,000 Land $150,100 Building $115,900
2022	$11,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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