20 Stephen Ter, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 20 Stephen Ter, Lynn, MA 01902 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1963
Square Footage	998 sqft Living Area
Lot Size	1,856 sqft (0.043 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2016)
Tax Bill	$4,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`B:094 L:521 S:045`
Alternative APN	`LYNN M:094 B:521 L:045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	998 sqft Living Area
Gross Area	1,716 sqft Gross Area
Basement Area	560 sqft Basement
Unfinished Basement	560 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1963
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	1,856 sqft (0.043 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	20 STEPHEN TER
City	LYNN
State	MA
Zip	01902-2419
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	521
Legal Lot Number	45
Jurisdiction	LYNN MA
Minor Civil Division	LYNN
Census Blockgroup	4
Census Block	4010
Census Tract	206600

Owner

Source: Essex County and Lynn City records · APN B:094 L:521 S:045

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 STEPHEN TER, LYNN, MA 01902-2419
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2016 · Amount on Record
Deed Sale	Nov 02, 2016 · Amount on Record
Prior Sale	Mar 09, 2009 · Amount on Record
Deed Book / Page	35412 / 545
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	20 STEPHEN TER, LYNN, MA 01902-2419
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37199-114
Date	Dec 06, 2018
Book Page	37199/114
Instrument	20181206000010

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00 (+3.71%)	$413,300 (+5.41%) Land $165,300 Building $248,000	$341,240
2024	$4,129.00 (-0.82%)	$392,100 (+5.01%) Land $158,100 Building $234,000
2023	$4,163.00	$373,400 Land $169,100 Building $204,300