20 Stephanie Ln, Covington, GA 30016 Property Records

Newton County property record for 20 Stephanie Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,985 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$82,100 (Dec 2009)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0027F-00000-083-000`

Property Details

APN / Parcel Number

Primary APN	`0027F-00000-083-000`
Alternative APNs	`0027F 083` `14242`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,985 sqft Heated Area
1st Floor Area	1,985 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	109 sqft
Deck Area	242 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14242
Street Address	20 STEPHANIE LN
City	COVINGTON
State	GA
Zip	30016-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT103 DOUBLE GATE PHS 2 U
Legal Subdivision	DOUBLE GATE
Legal Phase	2
Legal Lot Number	103
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2042
Census Tract	100506

Owner

20 Stephanie Ln is owned and occupied by an individual who acquired it in January 2011.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	20 STEPHANIE LN, COVINGTON, GA 30016-7255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2009 · Amount on File
Deed Sale	Dec 21, 2009 · Amount on File
Prior Sale	Oct 20, 2008 · Amount on File
Deed Book / Page	2782 / 285
Last Transfer Date	Jan 20, 2011
Transfer Doc	0028830306
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 STEPHANIE LN, COVINGTON, GA 30016-7255
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STEPHANIE LN, COVINGTON, GA 30016-7255

Mortgage

Document Number	0041870000000757
Date	May 3, 2021
Book Page	0000004187/0000000757
Instrument	008201

Lender

Name	SYNOVUS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Stephanie Ln was $2,205 with exemptions applied, up 2.4% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+2.37%) Homeowner's exemption Senior Citizen's exemption	$129,640 (+3.48%) Land $20,800 Building $108,840	$324,100 (+3.48%) Land $52,000 Building $272,100
2024	$2,154.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$125,280 (+0.06%) Land $20,800 Building $104,480	$313,200 (+0.06%) Land $52,000 Building $261,200
2023		$125,200 Land $10,000 Building $115,200	$313,000 Land $25,000 Building $288,000
2022	$2,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Stephanie Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Stephanie Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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