20 Steges Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 20 Steges Rd, Eldred, NY 12732 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1972
Square Footage	2,484 sqft Living Area
Lot Size	207,346 sqft (4.76 acres)
Occupancy	Owner Occupied
Last Sale	$590,000 (2021)
Tax Bill	$15,334.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`483400 6.-1-12.2`
Alternative APN	`3400006 0001012002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,484 sqft Living Area
1st Floor	1,300 sqft 1st Floor
2nd Floor	1,184 sqft 2nd Floor
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	207,346 sqft (4.76 acres)
Depth X Width	50 ft x 400 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Pool Type	In-Ground Vinyl Pool Pool Type
Porch Area	1,578 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	20 STEGES RD
City	ELDRED
State	NY
Zip	12732-5014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	12.002
Jurisdiction	SULLIVAN NY
Minor Civil Division	HIGHLAND
Census Blockgroup	2
Census Block	2022
Census Tract	952400

Owner

Source: Sullivan County and Highland Town records · APN 483400 6.-1-12.2

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 STEGES RD, ELDRED, NY 12732-5014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Prior Sale	Jan 29, 1998 · Amount on Record
Deed Doc Number	20214442
Record Refreshed	Jun 08, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	May 04, 2021
Property Address	20 STEGES RD, ELDRED, NY 12732-5014
Document Number	442
Instrument Date	Apr 23, 2021
Instrument	2021-4442
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 UNION ST APT 4, 4, BROOKLYN, NY 11215-1340
Investor	Possibly a Property Investor

Mortgage

Document Number	443
Date	May 04, 2021
Instrument	2021-4443

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sullivan County and Highland Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Highland Town
Unified School District	Eldred Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,334.00	$513,500 (-) Land $77,100 Building $436,400	$933,636 (+16.36%) Land $140,182 Building $793,454
2023		$513,500 Land $77,100 Building $436,400	$802,344 Land $120,469 Building $681,875

Flood & Wildfire

20 Steges Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sullivan County (36105C), updated October 2, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.