20 Steeplechase Dr, La Plata, MD 20646 Property Records

Charles County property record for 20 Steeplechase Dr, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,310 sqft · built 2012
Lot Size0.051 acres (2,240 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Aug 2024)
Tax Bill$11,535 (2025)
Deeds & MortgagesSep 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-080709

Property Details

APN / Parcel Number

Primary APN01-080709
Alternative APN
  • 080709

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,310 sqft Living Area
Gross Area2,750 sqft
1st Floor Area1,495 sqft
Basement Area815 sqft
Finished Basement815 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,240 sqft (0.051 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area49 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number080709
Street Address20 STEEPLECHASE DR
CityLA PLATA
StateMD
Zip20646-4360
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMUD2
Legal DescriptionLOT 9A PLT 10 PH 1 TOWN OF LA PLATA THE VIL OF STEEPLECHASE
Legal SubdivisionTHE VIL OF STEEPLECHASE
Legal Phase1
Legal Block2
Legal Lot Number9
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2020
Census Tract851001

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 STEEPLECHASE DR, LA PLATA, MD 20646-4360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleMay 29, 2013 · Amount on Record
Deed Book / Page13383 / 487
Prior Transfer DateJul 1, 2024
Prior Transfer Doc0133830487
Record UpdatedOct 29, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address20 STEEPLECHASE DR, LA PLATA, MD 20646-4360
Document Number0115190403
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 STEEPLECHASE DR LA PLATA MD 206464360, LA PLATA, MD 20646-4360

Mortgage

Document Number0115190403
DateJan 4, 2021
Book Page011519/000403
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueJan 3, 2043
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,800 (+1.76%) Land $85,000 Building $291,800$376,800 (-) Land $85,000 Building $291,800
2025$11,535.00 (+113.69%)$370,267 (+3.66%)$376,800 (+5.49%) Land $85,000 Building $291,800
2023$5,398.00$357,200 Land $85,000 Building $272,200$357,200 Land $85,000 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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