20 Stearman Ct, Troy, MO 63379 Property Records

Lincoln County property record for 20 Stearman Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,286 sqft · built 2023
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-05-000-000-015.022`

Property Details

APN / Parcel Number

Primary APN	`15-30-05-000-000-015.022`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,286 sqft Living Area
Basement Area	2,286 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	1,284 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	20 STEARMAN CT
City	TROY
State	MO
Zip	63379-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 TROY AIRPARK #2
Legal Range	01E
Legal Township	49N
Legal Section	05
Legal Subdivision	TROY AIRPARK
Legal Lot Number	12
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1031
Census Tract	810306

Owner

Source: Lincoln County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 STEARMAN CT, TROY, MO 63379-4763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
May 23, 2022	Beneficiary Deed, Transfer
Aug 13, 2021	Warranty Deed, Transfer MEYER TITLE COMPANY, MEYER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021
Deed Sale	Aug 13, 2021
Deed Document Number	202110845
Deed Book / Page	2468 / 292
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	20 STEARMAN CT, TROY, MO 63379-4763
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 PRESTON CENTRE DR, FENTON, MO 63026-6610

Mortgage

Document Number	002486/332
Date	Dec 13, 2022
Book Page	2486/332
Instrument	2022012117

Lender

Name	FCB BANKS
Type	Bank
Address	SAINT LOUIS, MO 63128

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	May 23, 2022
Property Address	20 STEARMAN CT, TROY, MO 63379-4763
Document Number	002479/751
Book / Page	2479 / 751
Map Reference	MB 11 PG 149
Instrument Date	May 17, 2022
Instrument	2022005491
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 13, 2021
Property Address	20 STEARMAN CT, TROY, MO 63379-4763
Document Number	002468/292
Book / Page	2468 / 292
Map Reference	MB 11 PG 149
Instrument Date	Aug 10, 2021
Instrument	2021010845
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1784 PRESTON CENTRE DR, FENTON, MO 63026-6610

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,237 (-) Land $4,066 Building $67,171
2025	$4,140.00 (+93.01%)	$71,237 (+105.77%) Land $4,066 Building $67,171	$374,930 (+105.77%) Land $21,400 Building $353,530
2023	$2,145.00 (+3,101.49%)	$34,620 Land $3,800 Building $30,820	$182,210 Land $20,000 Building $162,210
2022	$67.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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