20 State St, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 20 State St, Sandwich, MA 02563

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,304 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$690,000 (May 2020)
Tax Bill	$10,252 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`15043`

Property Details

APN / Parcel Number

Primary APN	`15043`
Alternative APN	`SAND M:0082 B:0095 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	4,280 sqft
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15043
Street Address	20 STATE ST
City	SANDWICH
State	MA
Zip	02563-2011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Block	95
Legal Lot Number	2
Jurisdiction	SANDWICH MA
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3023
Census Tract	13300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jarvesville Historic District listed 2010 · 211 contributing resources · NRIS 10000787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 State St, a condominium, is owned by two individuals who bought it in May 2020.

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 WHITE BIRCH DR, GUILFORD, CT 06437-2139
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Aug 4, 2016 · Amount on File
Deed Document Number	202024479
Deed Book / Page	32927 / 332
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	032927-332
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDWICH MA
Property Address	20 STATE ST, SANDWICH, MA 02563-2011
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036412-307
Date	Jun 11, 2024
Book Page	36412/307
Instrument	22660

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 State St was $10,252.

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Sandwich Town
Unified School District	Sandwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,252.00	$969,900 Building $969,900	$931,000
2023	$9,054.00	$787,300 Building $787,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (1978–2026)
Claims Outside the SFHA	23 of 60
Most Recent Claim	Feb 2026 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 6 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 15 claims Coastal Storm, Oct 1991 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH WATER DISTRICT serves 23,000 people · EPA ID MA4261000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000