20 State St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 20 State St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	7 bd · 1 ba · 2,584 sqft · built 1930
Lot Size	0.44 acres (19,145 sqft)
Owner	Individual Name on File
Tax Bill	$4,281 (2026)
Deeds & Mortgages	Dec 2019 Transfer Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:45B B:D01`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:45B B:D01`
Alternative APN	`45BD01`

Interior

Bedrooms	7 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Building Area	2,584 sqft Living Area
Gross Area	3,923 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,145 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	45BD01
Street Address	20 STATE ST
City	OXFORD
State	MA
Zip	01540-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	D01
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3005
Census Tract	753200

Owner

20 State St is owned and occupied by an individual who acquired it in December 2019.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 STATE ST, OXFORD, MA 01540-2353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2019
Transfer Doc	61639-104
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Dec 23, 2019
Property Address	20 STATE ST, OXFORD, MA 01540-2353
Document Number	61639-104
Book / Page	061639 / 000104
Instrument Date	Dec 19, 2019
Instrument	139786
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STATE ST OXFORD MA 015402353, OXFORD, MA 01540-2353

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Dec 23, 2019
Property Address	20 STATE ST, OXFORD, MA 01540-2353
Document Number	61639-107
Book / Page	061639 / 000107
Instrument Date	Dec 19, 2019
Instrument	139787
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STATE ST OXFORD MA 015402353, OXFORD, MA 01540-2353

Tax Assessment & Valuation

The 2026 property tax bill for 20 State St was $4,281, up 8,132.7% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,281.00 (+8,132.69%)	$350,000 (-15.66%) Land $79,300 Building $270,700	$421,315 (-9.69%)
2025	$52.00 (-98.99%)	$415,000 (+8.24%) Land $91,200 Building $323,800	$466,545
2024	$5,168.00 (+9.89%)	$383,400 (+11.19%) Land $84,600 Building $298,800
2023	$4,703.00	$344,800 Land $75,500 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State St

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