20 State St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 20 State St, Ossining, NY 10562

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,560 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Nov 2021)
Tax Bill	$11,775 (2025)
Deeds & Mortgages	Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`554203 97.07-2-10`

Property Details

APN / Parcel Number

Primary APN	`554203 97.07-2-10`
Alternative APN	`55420300312 027 009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,560 sqft Total Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	122 ft deep x 35 ft wide
Porch	Open Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 STATE ST
City	OSSINING
State	NY
Zip	10562-4608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2005
Census Tract	13301

Owner

Source: Westchester County and Ossining Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 STATE ST, OSSINING, NY 10562-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	2021612923788
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0531163236
Record Updated	Jun 8, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 1, 2021
Property Address	20 STATE ST, OSSINING, NY 10562-4608
Document Number	0612923788
Instrument Date	Oct 22, 2021
Instrument	612923788
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$1,604.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 STATE ST, 26, OSSINING, NY 10562-4638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1011 HALSEY ST, BROOKLYN, NY 11207-1013

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,775.00	$447,500 (+4.51%) Land $203,300 Building $244,200	$447,500 (+4.51%) Land $203,300 Building $244,200
2024	Homeowner's exemption	$428,200 (+7.37%) Land $111,400 Building $316,800	$428,200 (+7.37%) Land $111,400 Building $316,800
2023		$398,800 Land $111,400 Building $287,400	$398,800 Land $111,400 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1991–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300