20 State St, Charleston, SC 29401 Property Records

Charleston County property record for 20 State St, Charleston, SC 29401

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,525 sqft · built 1840
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Oct 2010)
Tax Bill$5,660 (2025)
Flood ZoneZone X (moderate risk)
APN458-09-01-014

Property Details

APN / Parcel Number

Primary APN458-09-01-014

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,525 sqft Living Area
1st Floor Area1,364 sqft
Upper Floors Area1,161 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialGalvanized Metal
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions67 ft deep x 31 ft wide

Exterior Amenities

PorchSlab
Porch Area235 sqft
Deck Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 STATE ST
CityCHARLESTON
StateSC
Zip29401-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESCRIPTION -20 STATE AND UNITY ALLEY
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1016
Census Tract200

Owner

20 State St is owned and occupied by two individuals who bought it in October 2010.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address20 STATE ST, CHARLESTON, SC 29401-2815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2010 · Amount on File
Deed SaleOct 19, 2010 · Amount on File
Prior SaleJun 1, 2004 · Amount on File
Deed Book / Page149 / 964
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20 State St was $5,660, up 9.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,660.00 (+9.84%)$1,223,312 (+2,916.8%) Land $856,700 Building $366,612$2,029,600 Land $856,700 Building $1,172,900
2024$5,153.00$40,550
2022$4,849.00$40,550$1,308,500 Land $944,300 Building $364,200
2020$1,308,500 Land $944,300 Building $364,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 State St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on State St

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